1008 Villaverde Cir, Norman, OK 73071 Property Records

Cleveland County property record for 1008 Villaverde Cir, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2021
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on File
Last Sale	$91,000 (Feb 2021)
Tax Bill	$9,313 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R0186812`

Property Details

APN / Parcel Number

Primary APN	`R0186812`
Alternative APNs	`NC29MTRD2 1 16001` `186812`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,395 sqft (0.583 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186812
Street Address	1008 VILLAVERDE CIR
City	NORMAN
State	OK
Zip	73071-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTORO RIDGE 2 LOT 16 BLK 1
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	MONTORO RIDGE 2
Legal Block	1
Legal Lot Number	16
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5000
Census Tract	201403

Owner

1008 Villaverde Cir is owned and occupied by two individuals who acquired it in November 2021.

Source: Cleveland County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1008 VILLAVERDE CIR, NORMAN, OK 73071-5105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Feb 24, 2021	Quit Claim Deed, Transfer · Construction Mortgage THE FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Deed Document Number	20217066
Deed Book / Page	6195 / 1174
Last Transfer Date	Nov 30, 2021
Transfer Doc	R202150849
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Dec 1, 2021
Property Address	1008 VILLAVERDE CIR, NORMAN, OK 73071-5105
Document Number	R202150849
Book / Page	6350 / 680
Instrument Date	Nov 30, 2021
Instrument	R 2021 50849
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 THAVERDE CIRCLE, OKLAHOMA CITY, OK 73110

Mortgage

Document Number	R202150850
Date	Dec 1, 2021
Instrument	R 2021 50850

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2052

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 24, 2021
Property Address	1008 VILLAVERDE CIR, NORMAN, OK 73071-5105
Document Number	R202107066
Book / Page	6195 / 1174
Instrument Date	Feb 19, 2021
Instrument	R 2021 07066
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$136.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19100 VIVO DR, EDMOND, OK 73012-2644

Mortgage

Document Number	R202107067
Date	Feb 24, 2021
Instrument	R 2021 07067

Lender

Name	THE FIRST STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Villaverde Cir was $9,313.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,313.00	$77,602 Land $9,448 Building $68,154	$740,480 Land $90,160 Building $650,320
2023	$8,452.00	$70,387 Land $10,819 Building $59,568	$586,564 Land $90,160 Building $496,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Villaverde Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Villaverde Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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