Hamilton County property record for 1012 Silverpine Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,112 sqft · built 2022 |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Jan 2023) |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 171A O 002 |
| Primary APN | 171A O 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000391200 |
|---|---|
| Street Address | 1012 SILVERPINE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 57 GIBSON MEADOWS SUB PB 121 PG 48 OUT OF 159P A 003.23 FOR 2022 |
| Legal Subdivision | GIBSON MEADOWS SUB |
| Legal Lot Number | 57 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11326 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 SILVERPINE DR, CHATTANOOGA, TN 37421-5183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST VOLUNTEER BANK |
| Jan 13, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Deed Document Number | 0013189224 |
| Deed Book / Page | 13189 / 224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1012 SILVERPINE DR, CHATTANOOGA, TN 37421-5183 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000173 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 13028/911 |
| Instrument | 2022071800173 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 13, 2023 |
| Property Address | 1012 SILVERPINE DR, CHATTANOOGA, TN 37421-5183 |
| Document Number | 0000000166 |
| Book / Page | 13189 / 224 |
| Map Reference | MB 121 PG 48 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023011300166 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,517.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 SILVERPINE DR, CHATTANOOGA, TN 37421-5183 |
| Document Number | 0131890227 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 13189-0227 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.85% |
| Max Rate At Change | 9.81% |
| Index | 1-Year CMT |
| Max Rate | 9.81% |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 (-14.49%) | $112,575 (+26.24%) | $450,300 (+26.24%) Land $55,000 Building $395,300 |
| 2024 | $1,995.00 (+5.06%) | $89,175 (+5.04%) | $356,700 (+5.04%) Land $55,000 Building $301,700 |
| 2023 | $1,899.00 (+518.57%) | $84,900 (+517.45%) | $339,600 (+517.45%) Land $55,000 Building $284,600 |
| 2022 | $307.00 | $13,750 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 18 (1990–2020) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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