1011 Silverpine Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1011 Silverpine Dr, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,990 sqft · built 2023
Lot Size0.144 acres (6,314 sqft)
Owner2 Individual Names on Record
Last Sale$375,478 (Jun 2023)
Tax Bill$1,548 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2022 Construction Loan
+ 1 more
Flood ZoneZone X (moderate risk)
APN170D C 002

Property Details

APN / Parcel Number

Primary APN170D C 002
Alternative APN
  • 0000391210

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,990 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,314 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000391210
Street Address1011 SILVERPINE DR
CityCHATTANOOGA
StateTN
Zip37421-5183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 54 GIBSON MEADOWS SUB PB 121 PG 48 OUT OF 159P A 003.23 FOR 2022
Legal SubdivisionGIBSON MEADOWS SUB
Legal Lot Number54
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1006
Census Tract11326

Owner

Source: Hamilton County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1011 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
EASY MORTGAGE
Jul 18, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST VOLUNTEER BANK
Jun 22, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Deed Document Number2023196
Deed Book / Page13325 / 785
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMay 20, 2026
Property Address1011 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
Document Number0000000135
Book / Page14305 / 362
Instrument DateMay 15, 2026
Instrument2026135
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 SILVERPINE DR, CHATTANOOGA, TN 37421-5183

Mortgage

Document Number0000000135,
DateMay 20, 2026
Book Page14305/362
Instrument2026135
Lender
NameEASY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.65%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1011 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000045
DateJul 18, 2022
Book Page13028/351
Instrument2022071800045
Lender
NameFIRST VOLUNTEER BANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term17 Months
DueDec 20, 2023

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 22, 2023
Property Address1011 SILVERPINE DR, CHATTANOOGA, TN 37421-5183
Document Number0000000196
Book / Page13325 / 785
Map ReferenceMB 121 PG 48
Instrument DateJun 22, 2023
Instrument2023062200196
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,389.27
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1011 SILVERPINE DR, CHATTANOOGA, TN 37421-5183

Mortgage

Document Number0000000197
DateJun 22, 2023
Instrument2023062200197
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term282 Months
DueDec 4, 2046

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,548.00 (-14.62%)$102,150 (+26.03%)$408,600 (+26.03%) Land $55,000 Building $353,600
2024$1,813.00 (+153.92%)$81,050 (+153.88%)$324,200 (+153.88%) Land $55,000 Building $269,200
2023$714.00 (+132.57%)$31,925 (+132.18%)$127,700 (+132.18%) Land $55,000 Building $72,700
2022$307.00$13,750$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims18 (1990–2020)
Claims Outside the SFHA3 of 18
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 4 claims
  • Severe Storms & Flooding, Feb 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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