1012 Saint Andrews Dr, Union, MO 63084 Property Records

Franklin County property record for 1012 Saint Andrews Dr, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,447 sqft · built 2006
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$192,000 (Jul 2017)
Tax Bill$2,521 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21-3-06.1-0-014-187.000

Property Details

APN / Parcel Number

Primary APN21-3-06.1-0-014-187.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,447 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleA-Frame
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address1012 SAINT ANDREWS DR
CityUNION
StateMO
Zip63084-4497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT:129 ST ANDREWS PLACE P2
Legal Range01E
Legal Township42
Legal Section06
Legal SubdivisionST ANDREWS PLACE
Legal Block14
Legal Lot Number129
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1062
Census Tract800606

Owner

Source: Franklin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 SAINT ANDREWS DR, UNION, MO 63084-4497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Prior SaleOct 22, 2013
Deed Document Number1710280
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 10, 2017
Property Address1012 SAINT ANDREWS DR, UNION, MO 63084-4497
Document Number0000010280
Instrument DateJul 5, 2017
Instrument10280
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyHILLSBORO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1012 SAINT ANDREWS DR UNION MO 630844497, UNION, MO 63084-4497

Mortgage

Document Number10281
DateJul 10, 2017
Instrument10281
Lender
NameDEPARTMENT OF HSNG SVCS
AddressSAINT LOUIS, MO 63166
Agreement
AmountAmount Recorded
Term396 Months
DueJul 9, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,521.00$45,910 (+9.47%)$241,630 (+9.47%) Land $30,000 Building $211,630
2023$2,521.00 (-7.42%)$41,937$220,720 Land $30,000 Building $190,720
2022$2,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2023–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Andrews Dr

Nearby Streets

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