1007 Saint Andrews Dr, Union, MO 63084 Property Records

Franklin County property record for 1007 Saint Andrews Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2002
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-014-168.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-014-168.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Patio Area	100 sqft

Location & Zoning

Street Address	1007 SAINT ANDREWS DR
City	UNION
State	MO
Zip	63084-4497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:101 ST ANDREWS PLACE P2
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Block	14
Legal Lot Number	101
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

1007 Saint Andrews Dr is owned and occupied by an individual who acquired it in September 2023.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1007 SAINT ANDREWS DR, UNION, MO 63084-4497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Sep 11, 2017	Quit Claim Deed, Mortgage AMERICAN EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023
Deed Sale	Sep 15, 2023
Prior Sale	Sep 11, 2017
Deed Document Number	2310955
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 15, 2023
Property Address	1007 SAINT ANDREWS DR, UNION, MO 63084-4497
Document Number	0002310955
Map Reference	PB P PG 1539&1540
Instrument Date	Sep 13, 2023
Instrument	2310955
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5253 DEVONSHIRE AVE, SAINT LOUIS, MO 63109-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SAINT ANDREWS DR, UNION, MO 63084-4497

Mortgage

Document Number	0002310956
Date	Sep 15, 2023
Instrument	2310956

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 11, 2017
Property Address	1007 SAINT ANDREWS DR, UNION, MO 63084-4497
Document Number	0000013881
Instrument Date	Aug 29, 2017
Instrument	13881
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	CLOSELINE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SAINT ANDREWS DR UNION MO 630844497, UNION, MO 63084-4497

Mortgage

Document Number	13882
Date	Sep 11, 2017
Instrument	13882

Lender

Name	AMERICAN EQUITY MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Saint Andrews Dr was $2,854.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00	$47,880	$252,000 Land $30,000 Building $222,000
2023	$2,401.00 (-9.5%)	$39,929	$210,150 Land $30,000 Building $180,150
2022	$2,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Saint Andrews Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Saint Andrews Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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