1012 S Cherry St, Effingham, IL 62401 Property Records

Effingham County property record for 1012 S Cherry St, Effingham, IL 62401 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage778 sqft Base Area
Lot Size6,970 sqft (0.16 acres)
Tax Bill$1,138.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-16-041-056

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area778 sqft Base Area
1st Floor778 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame Construction
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address1012 S CHERRY ST
CityEFFINGHAM
StateIL
Zip62401-1902
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 9 ROBES ADD B TO WESTERN 24002665 24000660 2669/171 1433/47 1433/45 898/217 888/127
Legal SubdivisionROBES ADDITION
Legal Tract1
Legal Block9
Legal Lot Number8
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup2
Census Block2042
Census Tract950800

Owner

Source: Effingham County records · APN 03-16-041-056

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3095 IL HIGHWAY 128, BEECHER CITY, IL 62414-4098
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Commercial Mortgage
THE PEOPLES STATE BANK NEWTON ILLINOIS
Mar 04, 2024Deed, Transfer · Commercial Mortgage
THE PEOPLES STATE BANK NEWTON ILLIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2024
Deed SaleMar 04, 2024
Deed Doc Number2024660
Last Transfer DateDec 31, 2024
Transfer Doc0000000011
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address1012 S CHERRY ST, EFFINGHAM, IL 62401-1902
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202525004224
DateNov 21, 2025
Instrument202525004224
Lender
NameTHE PEOPLES STATE BANK NEWTON ILLINOIS
TypeBank
Address100 W WASHINGTON ST, NEWTON, IL 62448
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueNov 19, 2045
Interest
Rate TypeAdjustable Rate

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateMar 04, 2024
Property Address1012 S CHERRY ST, EFFINGHAM, IL 62401-1902
Document Number202424000660
Instrument DateMar 01, 2024
Instrument202424000660
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 S CHERRY ST, EFFINGHAM, IL 62401-1902

Mortgage

Document Number202424000661
DateMar 04, 2024
Instrument202424000661
Lender
NameTHE PEOPLES STATE BANK NEWTON ILLIN
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2044
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number202424000661
DateMar 04, 2024
Instrument202424000661
Lender
NameTHE PEOPLES STATE BANK NEWTON ILLINOIS
TypeBank
Address100 W WASHINGTON ST, NEWTON, IL 62448
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$1,138.00 (+21.06%)$16,850 (+19.93%) Land $6,010 Building $10,840$50,550 (+19.93%) Land $18,030 Building $32,520
2022$940.00$14,050 Land $5,010 Building $9,040$42,150 Land $15,030 Building $27,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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