Effingham County property record for 1006 S Cherry St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 696 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-041-052 |
| Primary APN | 03-16-041-052 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 696 sqft Base Area |
| 1st Floor Area | 696 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 1006 S CHERRY ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 9 ROBES ADD B TO WESTERN ADD 25000840 24000660 530/41 |
| Legal Subdivision | ROBES ADDITION |
| Legal Tract | 1 |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950800 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3095 IL HIGHWAY 128, BEECHER CITY, IL 62414-4098 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES STATE BANK NEWTON ILLINOIS |
| Mar 4, 2024 | Deed, Transfer · Commercial Mortgage THE PEOPLES STATE BANK NEWTON ILLIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2024 |
| Deed Sale | Mar 4, 2024 |
| Deed Document Number | 2024660 |
| Last Transfer Date | Mar 14, 2025 |
| Transfer Doc | 0000000840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1006 S CHERRY ST, EFFINGHAM, IL 62401-1902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202525004224 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 202525004224 |
| Name | THE PEOPLES STATE BANK NEWTON ILLINOIS |
|---|---|
| Type | Bank |
| Address | 100 W WASHINGTON ST, NEWTON, IL 62448 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 19, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 4, 2024 |
| Property Address | 1006 S CHERRY ST, EFFINGHAM, IL 62401-1902 |
| Document Number | 202424000660 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 202424000660 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 S CHERRY ST, EFFINGHAM, IL 62401-1902 |
| Document Number | 202424000661 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 202424000661 |
| Name | THE PEOPLES STATE BANK NEWTON ILLIN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 202424000661 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 202424000661 |
| Name | THE PEOPLES STATE BANK NEWTON ILLINOIS |
|---|---|
| Type | Bank |
| Address | 100 W WASHINGTON ST, NEWTON, IL 62448 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (-8.11%) | $15,870 (+9.98%) Land $6,610 Building $9,260 | $47,610 (+9.98%) Land $19,830 Building $27,780 |
| 2024 | $974.00 (+21.14%) | $14,430 (+19.95%) Land $6,010 Building $8,420 | $43,290 (+19.95%) Land $18,030 Building $25,260 |
| 2022 | $804.00 | $12,030 Land $5,010 Building $7,020 | $36,090 Land $15,030 Building $21,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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