1012 Oak Rdg, Schertz, TX 78154 Property Records

Guadalupe County property record for 1012 Oak Rdg, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,647 sqft · built 2006
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2019)
Tax Bill	$5,842 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G2104000101500000`

Property Details

APN / Parcel Number

Primary APN	`1G2104000101500000`
Alternative APNs	`000000121742` `000000232899` `121742`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,647 sqft Living Area
Gross Area	3,363 sqft
1st Floor Area	1,436 sqft
2nd Floor Area	1,211 sqft
Utility Area	100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	136 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1012 OAK RDG
City	SCHERTZ
State	TX
Zip	78154-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA OAKS BLOCK 1 LOT 15
Legal Subdivision	MESA OAKS
Legal Tract	15
Legal Block	1
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1004
Census Tract	210710

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 OAK RDG, SCHERTZ, TX 78154-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS
May 2, 2019	Warranty Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Jun 8, 2006 · Amount on Record
Deed Document Number	201999009460
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0099009460
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1012 OAK RDG, SCHERTZ, TX 78154-1820
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099004761
Date	Feb 9, 2021
Instrument	202199004761

Lender

Name	TRIDENT HOME LOANS
Type	Mortgage Company
Address	PENSACOLA, FL 32501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 2, 2019
Property Address	1012 OAK RDG, SCHERTZ, TX 78154-1820
Document Number	0000009460
Instrument Date	Apr 30, 2019
Instrument	9460
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	CHICAGO TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 OAK RDG SCHERTZ TX 781541820, SCHERTZ, TX 78154-1820

Mortgage

Document Number	9461
Date	May 2, 2019
Instrument	9461

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,731 (-6.3%) Land $48,943 Building $310,788	$359,731 (-6.3%) Land $48,943 Building $310,788
2025	$5,842.00 (-12.37%) Homeowner's exemption	$383,931 (-5.61%) Land $46,271 Building $337,660	$383,931 (-5.61%) Land $46,271 Building $337,660
2024	$6,667.00 (+7.99%)
2023	$6,174.00 (-7.37%) Homeowner's exemption	$406,730 Land $68,060 Building $338,670	$406,730 Land $68,060 Building $338,670
2022	$6,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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