Guadalupe County property record for 1005 Oak Rdg, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,754 sqft · built 2006 |
| Lot Size | 0.261 acres (11,357 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,900 (Jun 2023) |
| Tax Bill | $6,287 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2104000200200000 |
| Primary APN | 1G2104000200200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 3,377 sqft |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 1,434 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,357 sqft (0.261 acres) |
| Lot Dimensions | 189 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 96 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1005 OAK RDG |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MESA OAKS BLOCK 2 LOT 2 |
| Legal Subdivision | MESA OAKS |
| Legal Tract | 2 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210710 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1005 OAK RDG, SCHERTZ, TX 78154-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Vendor's Lien, Transfer · Conventional Mortgage USAA FSB |
| Jul 16, 2020 | Warranty Deed, Transfer AMERICAN PACIFIC MTG |
| Apr 9, 2020 | Grant Deed, Transfer · Line of Credit GOLDMAN SACHS BK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2020 · Amount on Record |
| Deed Document Number | 202314903 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0099018278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 15, 2023 |
| Property Address | 1005 OAK RDG, SCHERTZ, TX 78154-1820 |
| Document Number | 0099014903 |
| Map Reference | VOL 7 PG 79 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 202399014903 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 OAK RDG, SCHERTZ, TX 78154-1820 |
| Document Number | 0099014904 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 202399014904 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 16, 2020 |
| Property Address | 1005 OAK RDG, SCHERTZ, TX 78154-1820 |
| Document Number | 0000018278 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 18278 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1005 OAK RDG SCHERTZ TX 781541820, SCHERTZ, TX 78154-1820 |
| Document Number | 18279 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 18279 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 9, 2020 |
| Property Address | 1005 OAK RDG, SCHERTZ, TX 78154-1820 |
| Document Number | 0000008586 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 8586 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 W 27TH ST #4TH NEW YORK NY 100016914, 4TH, NEW YORK, NY 10001-6914 |
| Investor | Possibly a Property Investor |
| Document Number | 8587 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 8587 |
| Name | GOLDMAN SACHS BK USA |
|---|---|
| Type | Bank |
| Address | 15303 VENTURA BLVD # 700, SHERMAN OAKS, CA 91403-3197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,792 (-8.68%) Land $47,330 Building $324,462 | $371,792 (-8.68%) Land $47,330 Building $324,462 | |
| 2025 | $6,287.00 (-13.01%) Homeowner's exemption | $407,138 (-3.49%) Land $54,715 Building $352,423 | $407,138 (-3.49%) Land $54,715 Building $352,423 |
| 2024 | $7,227.00 (+14.21%) | ||
| 2023 | $6,328.00 (-34.19%) | $421,849 (-5.08%) Land $77,553 Building $344,296 | $421,849 (-5.08%) Land $77,553 Building $344,296 |
| 2022 | $9,615.00 | $444,436 Land $61,688 Building $382,748 | $444,436 Land $61,688 Building $382,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, T-Mobile, Verizon.
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