1012 John Keats Ct, Elgin, IL 60124 Property Records

Kane County property record for 1012 John Keats Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (May 2026)
Tax Bill	$17,899 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-275-004`

Property Details

APN / Parcel Number

Primary APN	`05-26-275-004`

Exterior

Lot Area	62,291 sqft (1.43 acres)

Location & Zoning

Street Address	1012 JOHN KEATS CT
City	ELGIN
State	IL
Zip	60124-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBROOK UNIT NO 1 LT 80
Legal Subdivision	STONEBROOK
Legal Block	1
Legal Lot Number	80
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1049
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1790 INDIAN WELLS CIR, ELGIN, IL 60123-6820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 24, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSET MUTUAL MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit STC CAPITAL BANK
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202617851
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1012 JOHN KEATS CT, ELGIN, IL 60124-8645
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051774
Date	Jul 7, 2021
Instrument	2021K051774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1012 JOHN KEATS CT, ELGIN, IL 60124-8645
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023044
Date	Jun 24, 2025
Instrument	2025K023044

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2026
Property Address	1012 JOHN KEATS CT, ELGIN, IL 60124-8645
Document Number	0000017851
Instrument Date	Apr 30, 2026
Instrument	2026.17851
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1790 INDIAN WELLS CIR, ELGIN, IL 60123-6820

Mortgage

Document Number	0000017852,
Date	May 1, 2026
Instrument	2026..17852

Lender

Name	ASSET MUTUAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1012 JOHN KEATS CT, ELGIN, IL 60124-8645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033756
Date	Jun 30, 2017
Instrument	2017K033756

Lender

Name	STC CAPITAL BANK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 24, 2018
Property Address	1012 JOHN KEATS CT, ELGIN, IL 60124-8645
Document Number	0000018741
Instrument Date	Apr 16, 2018
Instrument	18741
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2820 HICKORYWOOD DR TROY OH 453734515, TROY, OH 45373-4515

Mortgage

Document Number	18742
Date	Apr 24, 2018
Instrument	18742

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,899.00 (-3.88%) Homeowner's exemption
2024	$18,622.00 (+22.11%)	$216,554 (+27.35%) Land $49,748 Building $166,806	$649,922 (+27.4%) Land $149,304 Building $500,618
2022	$15,250.00 (+4.25%) Homeowner's exemption	$170,044 (+7.88%) Land $32,035 Building $138,009	$510,132 (+7.88%) Land $96,105 Building $414,027
2021	$14,628.00 Homeowner's exemption	$157,627 Land $30,949 Building $126,678	$472,881 Land $92,847 Building $380,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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