1004 John Keats Ct, Elgin, IL 60124 Property Records

Kane County property record for 1004 John Keats Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Aug 2017)
Tax Bill	$14,902 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-26-275-005`

Property Details

APN / Parcel Number

Primary APN	`05-26-275-005`

Exterior

Lot Area	51,836 sqft (1.19 acres)

Location & Zoning

Street Address	1004 JOHN KEATS CT
City	ELGIN
State	IL
Zip	60124-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBROOK UNIT NO 1 LT 78
Legal Subdivision	STONEBROOK
Legal Block	1
Legal Lot Number	78
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1049
Census Tract	850709

Owner

1004 John Keats Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 JOHN KEATS CT, ELGIN, IL 60124-8645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 29, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	201745265
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1004 JOHN KEATS CT, ELGIN, IL 60124-8645
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004432
Date	Jan 26, 2018
Instrument	2018K004432

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	MILWAUKEE, WI 53214

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 29, 2017
Property Address	1004 JOHN KEATS CT, ELGIN, IL 60124-8645
Document Number	0000045265
Instrument Date	Jul 31, 2017
Instrument	45265
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$553.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 JOHN KEATS CT ELGIN IL 601248645, ELGIN, IL 60124-8645

Tax Assessment & Valuation

The 2025 property tax bill for 1004 John Keats Ct was $14,902 with exemptions applied.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,902.00 Homeowner's exemption Senior Citizen's exemption
2024		$188,955 Land $49,748 Building $139,207	$567,092 Land $149,304 Building $417,788
2022	$12,439.00 (+4.46%) Homeowner's exemption	$144,992 (+7.69%) Land $32,035 Building $112,957	$434,976 (+7.69%) Land $96,105 Building $338,871
2021	$11,908.00 Homeowner's exemption	$134,633 Land $30,949 Building $103,684	$403,899 Land $92,847 Building $311,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 John Keats Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 John Keats Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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