1012 Henderson St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1012 Henderson St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1992
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2026)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-128-001`

Property Details

APN / Parcel Number

Primary APN	`17-11-128-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 HENDERSON ST
City	BIG RAPIDS
State	MI
Zip	49307-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001012 HENDERSON STREET: GRAND RAPIDS AND INDIANA RAILROAD COMPANY'S AND CONTINENTAL IMPROVEMENT COMPANY'S SECOND ADDITION --
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1011
Census Tract	960500

Owner

Source: Mecosta County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Nov 4, 2021	Deed of Trust, Mortgage MECOSTA COUNTY HABITAT FOR HUMATY
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 7, 2017	Quit Claim Deed, Transfer NOT AVAILABLE, LAKELAND TITLE
Jul 7, 2017	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jul 9, 2024 · Amount on Record
Deed Document Number	20265854
Deed Book / Page	942 / 2930
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	00877/0491
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 17, 2026
Property Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Document Number	0000005854
Book / Page	942 / 2930
Instrument Date	Aug 11, 2026
Instrument	20265854
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147

Mortgage

Document Number	0000005855,
Date	Aug 17, 2026
Instrument	20265855

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	915/1490
Date	Nov 4, 2021
Book Page	915/1490
Instrument	202100010298

Lender

Name	MECOSTA COUNTY HABITAT FOR HUMATY
Type	Government Agency

Agreement

Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147

Mortgage

Document Number	914/2200
Date	Sep 24, 2021
Book Page	914/2200
Instrument	202100009131

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	LYNN, MA 1904

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 7, 2017
Property Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Document Number	877/0485
Book / Page	877 / 0485
Instrument Date	Jun 28, 2017
Instrument	201700005329
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	272 PINE ST, 272, CEDAR SPRINGS, MI 49319-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18944 MILTON RD, BIG RAPIDS, MI 49307-9082

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 7, 2017
Property Address	1012 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Document Number	877/0488
Book / Page	877 / 0488
Instrument Date	Jun 28, 2017
Instrument	201700005330
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LAKELAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18944 MILTON RD, 18944, BIG RAPIDS, MI 49307-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PARKVIEW VLG APT B, B, BIG RAPIDS, MI 49307-1541

Mortgage

Document Number	877/0491
Date	Jul 7, 2017
Book Page	877/0491
Instrument	201700005331

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,000 (+31.91%)	$148,000 (+31.91%)
2025	$2,116.00 (+66.22%) Homeowner's exemption	$56,100 (+16.15%)	$112,200 (+16.15%)
2024	$1,273.00
2023		$48,300	$96,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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