1008 Henderson St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1008 Henderson St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 753 sqft · built 1940
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2026)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-128-002`

Property Details

APN / Parcel Number

Primary APN	`17-11-128-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	753 sqft Total Area
Basement Area	574 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1008 HENDERSON ST
City	BIG RAPIDS
State	MI
Zip	49307-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001008 HENDERSON STREET: GRAND RAPIDS AND INDIANA RAILROAD COMPANY'S AND CONTINENTAL IMPROVEMENT COMPANY'S SECOND ADDITION --
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1011
Census Tract	960500

Owner

1008 Henderson St is owned and occupied by an individual who bought it in January 2026.

Source: Mecosta County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	816 WINTER AVE, BIG RAPIDS, MI 49307-2446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage TODD MULDER
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CU
May 1, 2024	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN
Jun 7, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Aug 15, 2025 · Amount on File
Deed Document Number	2026173
Deed Book / Page	938 / 3964
Prior Transfer Date	May 10, 2006
Prior Transfer Doc	00748/0381
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	1008 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 BEAVER RD, BITELY, MI 49309-9656

Mortgage

Document Number	00936/1301
Date	Aug 15, 2025
Book Page	936/1301
Instrument	202500005696

Lender

Name	TODD MULDER
Type	Private Party
Address	595 92ND ST SE, BYRON CENTER, MI 49315

Agreement

Amount	Amount on Record

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jan 12, 2026
Property Address	1008 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Document Number	00938/3964
Book / Page	938 / 3964
Map Reference	LB 2 PG 3
Instrument Date	Dec 22, 2025
Instrument	202600000173
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1652 BEAVER RD, BIG RAPIDS, MI 49307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 WINTER AVE, BIG RAPIDS, MI 49307-2446

Mortgage

Document Number	202600000174
Date	Jan 12, 2026
Instrument	202600000174

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 1, 2024
Property Address	1008 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Document Number	00929/1281
Book / Page	929 / 1281
Instrument Date	Apr 23, 2024
Instrument	202400003067
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Tax	$502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 FULLER AVE, BIG RAPIDS, MI 49307-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 HENDERSON ST, BIG RAPIDS, MI 49307-1147

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Jun 7, 2017
Property Address	1008 HENDERSON ST, BIG RAPIDS, MI 49307-1147
Document Number	875/2772
Book / Page	875 / 2772
Instrument Date	Jun 6, 2017
Instrument	201700004402
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1008 HENDERSON ST, BIG RAPIDS, MI 49307-1147

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Henderson St was $1,674 with a homeowner's exemption, up 140.9% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,300 (+22.3%)	$108,600 (+22.3%)
2025	$1,674.00 (+140.86%) Homeowner's exemption	$44,400	$88,800
2024	$695.00
2023		$38,000	$76,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1008 Henderson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Henderson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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