Hamilton County property record for 1012 Hearthstone Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,848 sqft · built 1977 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $131,000 (Jun 2003) |
| Tax Bill | $5,088 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0224-0493-00 |
| Primary APN | 590-0224-0493-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 98 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1012 HEARTHSTONE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARTHSTONE DR 48.01 X 98.63 IRR LOT 48 SPRING MEADOWS SUB BLK D PART 1 |
| Legal Subdivision | SPRING MEADOWS SUB |
| Legal Block | D |
| Legal Lot Number | 48 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 22102 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1012 HEARTHSTONE DR, CINCINNATI, OH 45231-5815 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2003 · Amount on Record |
| Deed Sale | Jun 26, 2003 · Amount on Record |
| Prior Sale | Jul 3, 2000 · Amount on Record |
| Deed Document Number | 03-412382 |
| Deed Book / Page | 9306 / 01658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1012 HEARTHSTONE DR, CINCINNATI, OH 45231-5815 |
| Document Number | 0000061540 |
| Book / Page | 013455 / 001585 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1012 HEARTHSTONE DR CINCINNATI OH 452315815, CINCINNATI, OH 45231-5815 |
| Document Number | 0000061540 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 013455/001585 |
| Instrument | 61540 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 9, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,088.00 (+2.37%) | $73,014 (-) Land $10,920 Building $62,094 | |
| 2024 | $4,970.00 (+1.72%) | $73,014 (-) Land $10,920 Building $62,094 | |
| 2023 | $4,886.00 (+6.1%) | $73,014 (+46.27%) Land $10,920 Building $62,094 | $208,610 (+46.27%) Land $31,200 Building $177,410 |
| 2022 | $4,605.00 Homeowner's exemption | $49,918 Land $8,586 Building $41,332 | |
| 2020 | $142,620 Land $24,530 Building $118,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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