1006 Hearthstone Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1006 Hearthstone Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 1977
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2026)
Tax Bill	$6,590 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0224-0492-00`

Property Details

APN / Parcel Number

Primary APN	`590-0224-0492-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	962 sqft
2nd Floor Area	962 sqft
Basement Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 30.9 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1006 HEARTHSTONE DR
City	CINCINNATI
State	OH
Zip	45231-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HEARTHSTONE DR 30.89 X 125.37 IRR LOT 47 SPRING MEADOWS SUB BLK D PART 1
Legal Subdivision	SPRING MEADOWS SUB
Legal Block	D
Legal Lot Number	47
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4015
Census Tract	22102

Owner

Source: Hamilton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1006 HEARTHSTONE DR, CINCINNATI, OH 45231-5815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Apr 8, 2024
Deed Document Number	202634550
Deed Book / Page	15660 / 481
Prior Transfer Date	Mar 23, 2024
Prior Transfer Doc	0000022949
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2026
Property Address	1006 HEARTHSTONE DR, CINCINNATI, OH 45231-5815
Document Number	0000034550
Book / Page	15660 / 481
Instrument Date	May 6, 2026
Instrument	202634550
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 HEARTHSTONE DR, CINCINNATI, OH 45231-5815
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034551,
Date	May 6, 2026
Instrument	202634551

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000034552,
Date	May 6, 2026
Book Page	15660/501
Instrument	202634552

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 2, 2022
Property Address	1006 HEARTHSTONE DR, CINCINNATI, OH 45231-5815
Document Number	0000084813
Book / Page	14744 / 1045
Map Reference	MB 40 PG 48
Instrument Date	Aug 5, 2022
Instrument	2022-0084813
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1006 HEARTHSTONE DR, CINCINNATI, OH 45231-5815

Mortgage

Document Number	0000084814
Date	Sep 2, 2022
Instrument	2022-0084814

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,590.00 (+2.36%)	$94,500 (-) Land $11,424 Building $83,076	$270,000 (-) Land $32,640 Building $237,360
2024	$6,438.00 (+1.71%)	$94,500 (-) Land $11,424 Building $83,076
2023	$6,330.00 (+7.07%)	$94,500 (+47.62%) Land $11,424 Building $83,076	$270,000 (+47.62%) Land $32,640 Building $237,360
2022	$5,912.00 Homeowner's exemption	$64,015 Land $8,988 Building $55,027
2020			$182,900 Land $25,680 Building $157,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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