Mercer County property record for 1012 Garnet Ct, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1993 |
| Lot Size | 0.292 acres (12,750 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,891 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-178500.0000 |
| Primary APN | 05-178500.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Basement Area | 1,732 sqft |
| Unfinished Basement | 1,732 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 12,750 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1012 GARNET CT |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTVIEW THIRD ADD PLATTED 11/30/92 RTS: 000-00-00 LOT#: 1377 |
| Legal Subdivision | WESTVIEW THIRD ADD |
| Legal Lot Number | 1377 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 967700 |
1012 Garnet Ct is owner-occupied and held in a trust since November 2000.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1012 GARNET CT, COLDWATER, OH 45828-1088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2000 |
| Deed Sale | Nov 13, 2000 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1012 Garnet Ct was $2,891.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,891.00 | $96,990 (-) Land $13,230 Building $83,760 | |
| 2024 | $2,891.00 (+0.8%) | $96,990 (-) Land $13,230 Building $83,760 | |
| 2023 | $2,868.00 (+15.27%) | $96,990 (+26.82%) Land $13,230 Building $83,760 | $277,100 Land $37,800 Building $239,300 |
| 2022 | $2,488.00 | $76,480 Land $10,430 Building $66,050 | |
| 2020 | $218,500 Land $29,800 Building $188,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Garnet Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Garnet Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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