Mercer County property record for 1007 Garnet Ct, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,805 sqft · built 1995 |
| Lot Size | 0.275 acres (12,006 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,000 (Oct 2009) |
| Tax Bill | $3,581 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-179000.0000 |
| Primary APN | 05-179000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Basement Area | 1,637 sqft |
| Finished Basement | 1,625 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 12,006 sqft (0.275 acres) |
| Lot Dimensions | 138 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1007 GARNET CT |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTVIEW THIRD ADD PLATTED 11/30/92 LOT#: 1382 |
| Legal Subdivision | WESTVIEW THIRD ADD |
| Legal Lot Number | 1382 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1007 GARNET CT, COLDWATER, OH 45828-1088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2009 · Amount on Record |
| Deed Sale | Oct 16, 2009 · Amount on Record |
| Deed Document Number | 20096984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1007 GARNET CT, COLDWATER, OH 45828-1088 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300001514 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 202300001514 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Max Rate | 10.8% |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,581.00 | $107,590 (-) Land $12,880 Building $94,710 | |
| 2024 | $3,581.00 (+1.91%) | $107,590 (-) Land $12,880 Building $94,710 | |
| 2023 | $3,514.00 (+6.48%) | $107,590 (+19.74%) Land $12,880 Building $94,710 | $307,400 (+19.75%) Land $36,800 Building $270,600 |
| 2022 | $3,300.00 | $89,850 Land $10,150 Building $79,700 | |
| 2020 | $256,700 Land $29,000 Building $227,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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