Bay County property record for 1012 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,219 sqft · built 2010 |
| Lot Size | 0.385 acres (16,770 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $42,000 (Aug 2010) |
| Tax Bill | $393 (2023) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16617-000-000 |
| Primary APN | 16617-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,219 sqft Living Area |
| Gross Area | 2,747 sqft |
| 1st Floor Area | 2,219 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 16,770 sqft (0.385 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 952 sqft |
| Porch | Open Porch |
| Porch Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | 4 4S 14W -156- 69A BEG 260 E OF NE COR LOT 1 BLK 19 GLENWOOD ADD TH E 80 S 140 W 80 N 140 TO BEG ORB 3265 P 421 *****AND***** 4 4S 14W -157- 69A BEG 340 E OF NE COR LOT 1 BLK 19GLENWOOD ADD TH E 40 S 140 W 40 N 140 TO BEG ORB 3841 P 1183 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD ADD |
| Legal Block | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1600 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 E 8TH ST, PANAMA CITY, FL 32401-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2010 · Amount on Record |
| Deed Sale | Aug 31, 2010 · Amount on Record |
| Prior Sale | Aug 31, 2006 · Amount on Record |
| Deed Document Number | 201045603 |
| Deed Book / Page | 3265 / 421 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0048651020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1012 E 8TH ST, PANAMA CITY, FL 32401-3540 |
| Document Number | 0041151348 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1012 E 8TH ST PANAMA CITY FL 324013540, PANAMA CITY, FL 32401-3540 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $204,010 (+5.99%) | $249,427 (+14.56%) Land $37,632 Building $211,795 |
| 2023 | $393.00 (-19.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $192,485 (+3%) | $217,722 (+12.26%) Land $31,752 Building $185,970 |
| 2022 | $486.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $186,879 | $193,944 Land $23,637 Building $170,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures