1011 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 1011 E 8th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Lot Size0.257 acres (11,194 sqft)
OwnerIndividual Name on Record
Tax Bill$396 (2025)
Deeds & MortgagesNov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN16595-000-000

Property Details

APN / Parcel Number

Primary APN16595-000-000

Interior

1st Floor Area1,072 sqft

Exterior

Lot Area11,194 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide

Location & Zoning

Street Address1011 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-3539
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC03
Legal Description4 4S 14W -134- 69A BEG 220 E OF SE COR OF LOT 18 BLK 18 GLENWOOD ADD TH E 80 N 140 W 80 S 140 TO BEG ORB 4752 P 1703
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionGLENWOOD ADD
Legal Block18
Legal Lot Number18
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4008
Census Tract1600

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address259 COLDIRON DR, OXFORD, PA 19363-2837
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 8, 2023
Transfer Doc0047521703
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateNov 28, 2023
Property Address1011 E 8TH ST, PANAMA CITY, FL 32401-3539
Document Number0047521703
Book / Page4752 / 1703
Instrument DateNov 8, 2023
Instrument2023074020
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address259 COLDIRON DR, OXFORD, PA 19363-2837

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 COLDIRON DR, OXFORD, PA 19363-2837

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$396.00 (+0.25%)$25,088 (+6.67%) Land $25,088$25,088 (+6.67%) Land $25,088
2024$395.00 (-20.2%)$23,520 (+11.11%) Land $23,520$23,520 (+11.11%) Land $23,520
2023$495.00 (+11.74%)$21,168 (+34.33%) Land $21,168$21,168 (+34.33%) Land $21,168
2022$443.00$15,758 Land $15,758$15,758 Land $15,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on E 8th St

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