1012 Dunbarton Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1012 Dunbarton Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,958 sqft · built 2007
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$990 (Jan 2022)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-021-558`

Property Details

APN / Parcel Number

Primary APN	`07-021-558`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,958 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	92 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1012 DUNBARTON RD
City	INDIAN TRAIL
State	NC
Zip	28079-5752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#158 ANNADALE MP2 OPCJ274
Legal Subdivision	ANNANDALE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2010
Census Tract	20305

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 11, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Oct 1, 2009 · Amount on Record
Deed Document Number	20221134
Deed Book / Page	8368 / 848
Prior Transfer Date	May 5, 2008
Prior Transfer Doc	4885878
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 10, 2022
Property Address	1012 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752
Document Number	0008368848
Book / Page	8368 / 848
Map Reference	CAB J FILE 274
Instrument Date	Jan 10, 2022
Instrument	1134
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 DOWNWIND DR, 3214, MONROE, NC 28110-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752

Mortgage

Document Number	0000001135
Date	Jan 10, 2022
Instrument	1135

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7154320
Date	May 11, 2018
Book Page	7154/320
Instrument	0012622

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 (+27.52%)	$535,300 (+61.43%) Land $99,400 Building $435,900	$535,300 (+61.43%) Land $99,400 Building $435,900
2023	$2,762.00	$331,600 Land $59,600 Building $272,000	$331,600 Land $59,600 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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