1007 Dunbarton Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1007 Dunbarton Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,193 sqft · built 2010
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (May 2011)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-021-718`

Property Details

APN / Parcel Number

Primary APN	`07-021-718`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,193 sqft Living Area
1st Floor Area	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gambrel
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1007 DUNBARTON RD
City	INDIAN TRAIL
State	NC
Zip	28079-5752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#153 ANNANDALE MP5 OPCJ905
Legal Subdivision	ANNANDALE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2023
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011 · Amount on Record
Deed Sale	May 2, 2011 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	201110565
Deed Book / Page	5528 / 475
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007514489
Date	Nov 12, 2019
Book Page	7514/489
Instrument	0035196

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 DUNBARTON RD, INDIAN TRAIL, NC 28079-5752
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008363232
Date	Jan 3, 2022
Book Page	8363/232
Instrument	154

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,400 (-) Land $99,400 Building $449,000	$548,400 (-) Land $99,400 Building $449,000
2025	$3,613.00 (+27.8%)	$548,400 (+61.53%) Land $99,400 Building $449,000	$548,400 (+61.53%) Land $99,400 Building $449,000
2023	$2,827.00	$339,500 Land $59,600 Building $279,900	$339,500 Land $59,600 Building $279,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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