Madison County property record for 1012 Derby Cv, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,250 sqft · built 1999 |
| Owner | Individual Name on Record |
| Tax Bill | $1,529 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-11-138 |
| Primary APN | 071A-11-138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,250 sqft Adjusted Area |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|
| Account Number | 4188 |
|---|---|
| Old Parcel Number | 071A-11 -138/00.00 |
| Street Address | 1012 DERBY CV |
| City | MADISON |
| State | MS |
| Zip | 39110-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 PARKWAY VILLAS OF CYPRESS LAKE PART 2 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | PARKWAY VILLAS CYPRESS LK PT 2 |
| Legal Lot Number | 20 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30204 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 DERBY CV, MADISON, MS 39110-6306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Mar 18, 2019 | Deed of Trust, Mortgage · VA Mortgage KEESLER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2003 |
| Deed Sale | Apr 17, 2003 |
| Deed Document Number | 0000531510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 1012 DERBY CV, MADISON, MS 39110-6306 |
| Document Number | 0000915744 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 DERBY CV MADISON MS 391106306, MADISON, MS 39110-6306 |
| Document Number | 0000915744 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 003974/000292 |
| Instrument | 915744 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 14, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 1012 DERBY CV, MADISON, MS 39110-6306 |
| Document Number | 0000860798 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 DERBY CV MADISON MS 391106306, MADISON, MS 39110-6306 |
| Document Number | 0000860798 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 003702/000693 |
| Instrument | 860798 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 24, 2034 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,529.00 Homeowner's exemption | $21,464 (-) | $214,640 (-) Land $40,000 Building $174,640 |
| 2024 | $1,529.00 | ||
| 2023 | $1,529.00 Homeowner's exemption | $21,464 | $214,640 Land $40,000 Building $174,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| NETSPEEDMS Fixed Wireless | 267 / 152 |
| T-Mobile Fixed Wireless | 100 / 20 |
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