1004 Derby Cv, Madison, MS 39110 Property Records

Madison County property record for 1004 Derby Cv, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2,983 sqft · built 2004
Owner	2 Individual Names on Record
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071A-11-134`

Property Details

APN / Parcel Number

Primary APN	`071A-11-134`
Alternative APNs	`071A-11-134/00.00` `4184`

Interior

Stories	1 Story
Building Area	2,983 sqft Adjusted Area
1st Floor Area	2,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	300 sqft
Patio Area	167 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	4184
Old Parcel Number	071A-11 -134/00.00
Street Address	1004 DERBY CV
City	MADISON
State	MS
Zip	39110-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 PARKWAY VILLAS OF CYPRESS LA KE PT 2
Legal Range	01E
Legal Township	07N
Legal Section	11
Legal Subdivision	PARKWAY VILLAS CYPRESS LK PT 2
Legal Lot Number	16
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	30204

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 DERBY CV, MADISON, MS 39110-6306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2013
Deed Sale	Feb 5, 2013
Deed Document Number	695200
Deed Book / Page	2900 / 0070
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1004 DERBY CV, MADISON, MS 39110-6306
Document Number	0000810096
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 NORTHPARK DR RIDGELAND MS 391575108, RIDGELAND, MS 39157-5108

Mortgage

Document Number	0000810096
Date	Apr 6, 2017
Book Page	003464/000456
Instrument	810096

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00 Homeowner's exemption	$27,196 (-)	$271,960 (-) Land $40,000 Building $231,960
2024	$2,869.00
2023	$2,869.00 Homeowner's exemption	$27,196	$271,960 Land $40,000 Building $231,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
NETSPEEDMS Fixed Wireless	301 / 172
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20