1012 Dearborn St, Waco, TX 76704 Property Records

McLennan County property record for 1012 Dearborn St, Waco, TX 76704 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 630 sqft · built 2020
Lot Size	0.177 acres (7,700 sqft)
Owner	Company Name on File
Tax Bill	$1,898 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-007802-021300-4`

Property Details

APN / Parcel Number

Primary APN	`48-007802-021300-4`
Alternative APNs	`4800780202130040111` `166630`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	630 sqft Living Area
1st Floor Area	630 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 DEARBORN ST
City	WACO
State	TX
Zip	76704-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARVER PARK LOT 10 BLOCK 15 ACRES .1768
Legal Subdivision	CARVER PARK
Legal Block	15
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1024
Census Tract	1401

Owner

Source: McLennan County records · APN 48-007802-021300-4

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	14643 DALLAS PKWY, 775, DALLAS, TX 75254-8810
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Grant Deed, Transfer COMMONWEALTH ANNUITY & LIFE IN
Nov 01, 2019	Loan Modification, Mortgage · Line of Credit SIMMONS BK
Oct 09, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 08, 2018	Tax Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2019
Deed Sale	Oct 09, 2019
Prior Sale	Jun 08, 2018 · Amount on Record
Deed Document Number	201934073
Record Updated	Jun 08, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2020
Property Address	1012 DEARBORN ST, WACO, TX 76704-1834
Document Number	0000046562
Instrument Date	Dec 28, 2020
Instrument	46562
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	CARLISLE TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

Mortgage

Document Number	46563
Date	Dec 30, 2020
Instrument	46563

Lender

Name	COMMONWEALTH ANNUITY & LIFE IN
Address	4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007

Agreement

Amount	Amount Recorded

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Recording Date	Nov 01, 2019
Property Address	1012 DEARBORN ST, WACO, TX 76704-1834
Instrument Date	Nov 01, 2019
Instrument	36694
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4835 LYNDON B JOHNSON FWY #700 DALLAS TX 752446072, 700, DALLAS, TX 75244-6072
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036694
Date	Nov 01, 2019
Instrument	36694

Lender

Name	SIMMONS BK
Address	PO BOX 7009, PINE BLUFF, AR 71611-7009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 09, 2019
Property Address	1012 DEARBORN ST, WACO, TX 76704-1834
Document Number	0000034073
Instrument Date	Oct 08, 2019
Instrument	34073
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800

June 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 08, 2018
Property Address	1012 DEARBORN ST, WACO, TX 76704-1834
Document Number	0000018908
Instrument Date	May 30, 2018
Instrument	18908
Transaction Type	Foreclosure
Record Updated	Jul 03, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 SERENA LN WACO TX 767126967, WACO, TX 76712-6967

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,152 (-19.63%) Land $13,090 Building $71,062	$84,152 (-19.63%) Land $13,090 Building $71,062
2024	$1,898.00 (-19.13%)
2023		$104,700 Land $13,090 Building $91,610	$104,700 Land $13,090 Building $91,610
2022	$2,347.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090014011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 448 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Helmsco	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, AMG Technology Investment Group, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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