1009 Dearborn St, Waco, TX 76704 Property Records

McLennan County property record for 1009 Dearborn St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1962
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$200,819 (Sep 2025)
Tax Bill	$4,426 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-007802-014900-3`

Property Details

APN / Parcel Number

Primary APN	`48-007802-014900-3`
Alternative APNs	`4800780201490030111` `166571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,478 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	347 sqft
Patio Area	216 sqft
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1009 DEARBORN ST
City	WACO
State	TX
Zip	76704-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CARVER PARK LOT 21 22A BLOCK 10 ACRES 0.193
Legal Subdivision	CARVER PARK
Legal Block	10
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1025
Census Tract	1401

Owner

1009 Dearborn St is owned and occupied by an individual who bought it in September 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1009 DEARBORN ST, WACO, TX 76704-1833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Feb 10, 2025	Warranty Deed, Transfer ALAMO TITLE COMPANY
Apr 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Feb 10, 2025
Deed Document Number	202528407
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	0000029071
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1009 DEARBORN ST, WACO, TX 76704-1833
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, AGT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 SAMES ST 93, 93, BELLMEAD, TX 76705-2258

Mortgage

Document Number	0000028408
Date	Sep 16, 2025
Instrument	2025028408

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 10, 2025
Property Address	1009 DEARBORN ST, WACO, TX 76704-1833
Document Number	0000003910
Map Reference	VOL 604 PG 348
Instrument Date	Feb 7, 2025
Instrument	2025003910
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 NORM ST, CHINA SPRING, TX 76633-2938

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 6, 2017
Property Address	1009 DEARBORN ST, WACO, TX 76704-1833
Document Number	0000010797
Instrument Date	Apr 5, 2017
Instrument	10797
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CROSS COUNTRY DR HEWITT TX 766433847, HEWITT, TX 76643-3847

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Dearborn St was $4,426, up 4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,730 (+6.03%) Land $15,217 Building $193,513	$208,730 (+6.03%) Land $15,217 Building $193,513
2025	$4,426.00 (+3.99%)	$196,860 Land $13,780 Building $183,080	$196,860 Land $13,780 Building $183,080
2024	$4,256.00
2023		$157,230 Land $13,780 Building $143,450	$157,230 Land $13,780 Building $143,450
2022	$3,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 Dearborn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Dearborn St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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