1012 Cotton St, El Campo, TX 77437 Property Records

Wharton County property record for 1012 Cotton St, El Campo, TX 77437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2003
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$78,477 (Feb 2019)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`10620-011-070-00`

Property Details

APN / Parcel Number

Primary APN	`10620-011-070-00`
Alternative APNs	`R016885` `16885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	44 sqft

Location & Zoning

Account Number	1062001107000
Street Address	1012 COTTON ST
City	EL CAMPO
State	TX
Zip	77437-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGBEE BLOCK 11 LOT 7
Legal Subdivision	HIGBEE
Legal Block	11
Legal Lot Number	7
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	1
Census Block	1060
Census Tract	740700

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 COTTON ST, EL CAMPO, TX 77437-5704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXASGULF FCU
Feb 12, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	2019767
Deed Book / Page	1124 / 266
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	001124/266
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	1012 COTTON ST, EL CAMPO, TX 77437-5704
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001205/470
Date	Feb 12, 2021
Book Page	1205/470
Instrument	2021-00000886

Lender

Name	TEXASGULF FCU
Type	Credit Union
Address	WHARTON, TX 77488

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 8, 2036

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHARTON TX
Recording Date	Feb 12, 2019
Property Address	1012 COTTON ST, EL CAMPO, TX 77437-5704
Document Number	001124/266
Book / Page	1124 / 266
Map Reference	VOL 31 PG 285
Instrument Date	Feb 11, 2019
Instrument	2019-00000767
Transaction Type	Foreclosure
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 E ELLIOT RD # 94, 94, TEMPE, AZ 85284-1806

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	El Campo City
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,085 (-1.84%) Land $15,050 Building $147,035	$162,085 (-1.84%) Land $15,050 Building $147,035
2025	$2,418.00 (-19.93%) Homeowner's exemption	$165,125 (+9.91%) Land $15,050 Building $150,075	$165,125 (+9.91%) Land $15,050 Building $150,075
2023		$150,241 Land $12,600 Building $137,641	$150,241 Land $12,600 Building $137,641
2022	$3,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	22 (1980–2024)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Thunderstorms And Flooding, Oct 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CAMPO serves 12,095 people · EPA ID TX2410002
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

May also be available: YK Communications.

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