902 Cotton St, El Campo, TX 77437 Property Records

Wharton County property record for 902 Cotton St, El Campo, TX 77437

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,416 sqft · built 1945
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,875 (Oct 2020)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`10620-010-110-00`

Property Details

APN / Parcel Number

Primary APN	`10620-010-110-00`
Alternative APNs	`R016879` `16879`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1992
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	176 sqft
Porch	Open Porch
Porch Area	70 sqft

Location & Zoning

Account Number	1062001011000
Street Address	902 COTTON ST
City	EL CAMPO
State	TX
Zip	77437-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGBEE BLOCK 10 LOT 11,12
Legal Subdivision	HIGBEE
Legal Block	10
Legal Lot Number	11,12
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	1
Census Block	1060
Census Tract	740700

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 COTTON ST, EL CAMPO, TX 77437-5702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Vendor's Lien, Transfer · Seller Carry-Back PABLO ZARAVIA ROSAS
May 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	May 17, 2018
Deed Document Number	20206220
Deed Book / Page	1192 / 928
Prior Transfer Date	Jun 15, 2017
Prior Transfer Doc	0000003452
Record Updated	Oct 29, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Oct 30, 2020
Property Address	902 COTTON ST, EL CAMPO, TX 77437-5702
Document Number	001192/928
Book / Page	1192 / 928
Instrument Date	Oct 30, 2020
Instrument	2020-00006220
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 WRIGHT ST, EL CAMPO, TX 77437-5942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12221 FLEMING DR APT 204, 204, HOUSTON, TX 77013-6033

Mortgage

Document Number	0001192930
Date	Oct 30, 2020
Instrument	1192/930

Lender

Name	PABLO ZARAVIA ROSAS
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	93 Months
Due	Jul 1, 2028

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHARTON TX
Recording Date	May 17, 2018
Property Address	902 COTTON ST, EL CAMPO, TX 77437-5702
Document Number	001096/231
Book / Page	1096 / 231
Instrument Date	May 7, 2018
Instrument	2018-00002550
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 BURDETTE ST, EL CAMPO, TX 77437-5425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 COTTON ST, EL CAMPO, TX 77437-5702

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	El Campo City
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,481 (+7.44%) Land $30,100 Building $96,381	$126,481 (+7.44%) Land $30,100 Building $96,381
2025	$2,798.00 (+14.81%)	$117,719 (+12.44%) Land $30,100 Building $87,619	$117,719 (+12.44%) Land $30,100 Building $87,619
2023		$104,692 Land $25,200 Building $79,492	$104,692 Land $25,200 Building $79,492
2022	$2,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	22 (1980–2024)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Thunderstorms And Flooding, Oct 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CAMPO serves 12,095 people · EPA ID TX2410002
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

May also be available: YK Communications.

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