Ramsey County property record for 1012 Cottage Pl, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,576 sqft · built 1962 |
| Lot Size | 0.296 acres (12,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Aug 2004) |
| Tax Bill | $6,150 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-30-23-23-0023 |
| Primary APN | 35-30-23-23-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,900 sqft (0.296 acres) |
| Lot Dimensions | 129 ft deep x 92 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 419025 |
|---|---|
| Street Address | 1012 COTTAGE PL |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF HOME LOT 4 BLK 4 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 35 |
| Legal Subdivision | THE HILLS OF HOME |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40704 |
1012 Cottage Pl is owned and occupied by two individuals who bought it in August 2004.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 COTTAGE PL, SAINT PAUL, MN 55126-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2004 · Amount on File |
| Deed Sale | Aug 27, 2004 · Amount on File |
| Prior Sale | Aug 30, 2000 · Amount on File |
| Deed Document Number | 2004328318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1012 COTTAGE PL, SHOREVIEW, MN 55126-8024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04910345 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | A04910345 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1012 COTTAGE PL, SHOREVIEW, MN 55126-8024 |
| Document Number | 0004785140 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 COTTAGE PL SHOREVIEW MN 551268024, SHOREVIEW, MN 55126-8024 |
| Document Number | 0004785140 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 4785140 |
| Name | CITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.41% |
The 2025 property tax bill for 1012 Cottage Pl was $6,150.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,900 Land $100,700 Building $370,200 | $470,900 Land $100,700 Building $370,200 | |
| 2025 | $6,150.00 | ||
| 2023 | $5,502.00 | $466,800 Land $100,700 Building $366,100 | $466,800 Land $100,700 Building $366,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Cottage Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1012 Cottage Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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