Madison County property record for 1012 Breezy Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,359 sqft · built 2000 |
| Lot Size | 1.23 acres (53,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 2022) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0084-0001-0003 |
| Primary APN | 0084-0001-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,359 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 53,622 sqft (1.23 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 66494 |
|---|---|
| Street Address | 1012 BREEZY LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BREEZY POINT ESTS LOT 3 PH 1 |
| Legal Subdivision | BREEZY POINT |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11103 |
Source: Madison County records · APN 0084-0001-0003
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 462 ADAMS RIDGE RD, CLAY CITY, KY 40312-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Aug 01, 2022 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2006 · Amount on Record |
| Deed Document Number | 2014104176 |
| Deed Book / Page | D827 / 155 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1012 BREEZY LN, BEREA, KY 40403-9691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01799/581 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | M01799/581 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 0 Months |
| Due | Apr 25, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1012 BREEZY LN, BEREA, KY 40403-9691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2074/491 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | M2074/491 |
| Instrument | 2014045240 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 01, 2022 |
| Property Address | 1012 BREEZY LN, BEREA, KY 40403-9691 |
| Document Number | 00D827/155 |
| Book / Page | D827 / 155 |
| Map Reference | MB 13 PG 187 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2014104176 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3007 LANDSTAR DR, RICHMOND, KY 40475-6803 |
| Name | Verified Name |
|---|---|
| Address | 462 ADAMS RIDGE RD, CLAY CITY, KY 40312-1303 |
| Document Number | 2014104180 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2014104180 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,980.00 (-2.8%) Additional exemption filed | $210,000 (-) | $210,000 (-) |
| 2023 | $2,037.00 | $210,000 | $210,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Uniti Group.
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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