1006 Breezy Ln, Berea, KY 40403 Property Records

Madison County property record for 1006 Breezy Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,799 (Jun 2022)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0084-0001-0002`

Property Details

APN / Parcel Number

Primary APN	`0084-0001-0002`
Alternative APNs	`100669` `137897` `67875`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	67875
Street Address	1006 BREEZY LN
City	BEREA
State	KY
Zip	40403-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BREEZY POINT ESTS LOT 2 PH 1
Legal Subdivision	BREEZY POINT
Legal Phase	1
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1001
Census Tract	11103

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1006 BREEZY LN, BEREA, KY 40403-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 28, 2021	Warranty Deed, Transfer · Line of Credit 1ST TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	202214095653
Deed Book / Page	824 / 407
Last Transfer Date	Jun 4, 2023
Transfer Doc	0014159664
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 9, 2022
Property Address	1006 BREEZY LN, BEREA, KY 40403-9691
Document Number	00D824/407
Book / Page	D824 / 407
Map Reference	MB 13 PG 187
Instrument Date	Jun 8, 2022
Instrument	2014095653
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 SOVEREIGN DR, RICHMOND, KY 40475-8837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1006 BREEZY LANE, RICHMOND, KY 40475
Investor	Possibly a Property Investor

Mortgage

Document Number	2014095654
Date	Jun 9, 2022
Instrument	2014095654

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2021
Property Address	1006 BREEZY LN, BEREA, KY 40403-9691
Document Number	00D816/327
Book / Page	D816 / 327
Map Reference	MB 13 PG 187
Instrument Date	Dec 22, 2021
Instrument	2014070128
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 BREEZY LN, BEREA, KY 40403-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 116, BEREA, KY 40403-0116

Mortgage

Document Number	2014070129
Date	Dec 28, 2021
Instrument	2014070129

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00 (-20.88%) Homeowner's exemption	$263,799 (-)	$263,799 (-)
2023	$2,558.00	$263,799	$263,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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