1012 38th St, Des Moines, IA 50311 Property Records

Polk County property record for 1012 38th St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,414 sqft · built 1939
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 2016)
Tax Bill	$4,224 (2024)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090/03812-000-000`

Property Details

APN / Parcel Number

Primary APN	`090/03812-000-000`
Alternative APN	`782406133010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	2,325 sqft
1st Floor Area	994 sqft
Attic	Attic
Attic Area	345 sqft
Basement Area	986 sqft
Finished Basement	75 sqft
Unfinished Basement	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1012 38TH ST
City	DES MOINES
State	IA
Zip	50311-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 F W OF & ADJ & LOT 4 KNOX PLACE
Legal Subdivision	KNOX PLACE
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	4
Census Block	4008
Census Tract	2800

Owner

Source: Polk County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 38TH ST, DES MOINES, IA 50311-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
May 5, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	20162015-00203035
Deed Book / Page	16011 / 1
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 11, 2026
Property Address	1012 38TH ST, DES MOINES, IA 50311-3619
Document Number	0000027040
Book / Page	20513 / 604
Instrument Date	May 6, 2026
Instrument	202627040
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027040,
Date	May 11, 2026
Book Page	20513/604
Instrument	202627040

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 5, 2026
Property Address	1012 38TH ST, DES MOINES, IA 50311-3619
Document Number	0000025524
Book / Page	20506 / 233
Instrument Date	Apr 27, 2026
Instrument	202625524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 38TH ST, DES MOINES, IA 50311-3619
Investor	Possibly a Property Investor

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1012 38TH ST, DES MOINES, IA 50311-3619
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 38TH ST, DES MOINES, IA 50311-3619

Mortgage

Document Number	0000068779
Date	Aug 29, 2022
Book Page	19245/19
Instrument	2022-00068779

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 23, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1012 38TH ST, DES MOINES, IA 50311-3619
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 38TH ST, DES MOINES, IA 50311-3619

Mortgage

Document Number	0000068778
Date	Aug 29, 2022
Book Page	19245/13
Instrument	2022-00068778

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,800 (+6.93%) Land $48,400 Building $192,400	$240,800 (+6.93%) Land $48,400 Building $192,400
2024	$4,224.00 (-0.14%)
2023		$225,200 Land $43,800 Building $181,400	$225,200 Land $43,800 Building $181,400
2020	$4,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures