1005 38th St, Des Moines, IA 50311 Property Records

Polk County property record for 1005 38th St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1925
Lot Size	0.118 acres (5,150 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2026)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`090/03820-000-000`

Property Details

APN / Parcel Number

Primary APN	`090/03820-000-000`
Alternative APN	`782406134005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	1,961 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	125 ft deep x 41 ft wide
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	128 sqft
Deck Area	280 sqft
Lean-To	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1005 38TH ST
City	DES MOINES
State	IA
Zip	50311-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 31.2 F LOT 13 & N 10 F LOT 14 KNOX PLACE
Legal Subdivision	KNOX PLACE
Legal Lot Number	13,14
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	4
Census Block	4009
Census Tract	2800

Owner

Source: Polk County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 38TH ST, DES MOINES, IA 50311-3618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP
Oct 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD FINANCE CORP
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 9, 2026	Warranty Deed, Transfer
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Feb 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	20266899
Deed Book / Page	20414 / 64
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 38TH ST, DES MOINES, IA 50311-3618

Mortgage

Document Number	0000057406
Date	Oct 25, 2023
Book Page	19636/931
Instrument	2023-00057406

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 38TH ST, DES MOINES, IA 50311-3618

Mortgage

Document Number	0000057405
Date	Oct 25, 2023
Book Page	19636/925
Instrument	2023-00057405

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 STAGECOACH DR 1506, 1506, WEST DES MOINES, IA 50266-3886

Mortgage

Document Number	0000006900
Date	Feb 9, 2026
Book Page	20414/66
Instrument	2026-00006900

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 9, 2026
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Document Number	0000006899
Book / Page	20414 / 64
Instrument Date	Jan 15, 2026
Instrument	2026-00006899
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 38TH ST, DES MOINES, IA 50311-3618

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Document Number	0000071701
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 38TH ST DES MOINES IA 503113618, DES MOINES, IA 50311-3618

Mortgage

Document Number	0000071701
Date	Feb 24, 2020
Book Page	017708/000847
Instrument	71701

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Document Number	0000011073
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 38TH ST DES MOINES IA 503113618, DES MOINES, IA 50311-3618

Mortgage

Document Number	0000011073
Date	Aug 6, 2019
Book Page	017437/000086
Instrument	11073

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 7, 2019
Property Address	1005 38TH ST, DES MOINES, IA 50311-3618
Document Number	0000058152
Book / Page	017230 / 000600
Instrument Date	Jan 25, 2019
Instrument	58152
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 38TH ST DES MOINES IA 503113618, DES MOINES, IA 50311-3618

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+2.42%) Homeowner's exemption Veteran's exemption	$169,900 (+10.47%) Land $37,800 Building $132,100	$169,900 (+10.47%) Land $37,800 Building $132,100
2024	$2,650.00 (-3.21%)
2023		$153,800 Land $34,100 Building $119,700	$153,800 Land $34,100 Building $119,700
2020	$2,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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