Harrison County property record for 10117 S River Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,107 sqft · built 2018 |
| Owner | Individual Name on File |
| Tax Bill | $1,881 (2022) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 1009H-01-022.000 |
| Primary APN | 1009H-01-022.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,107 sqft Adjusted Area |
| 1st Floor Area | 1,452 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Deck Area | 566 sqft |
| Patio Area | 728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 081195 |
|---|---|
| Street Address | 10117 S RIVER DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-8320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 EAGLE POINT SOUTH SUBD |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 17 |
| Legal Subdivision | EAGLE POINT SOUTH |
| Legal Lot Number | 18 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 3407 |
10117 S River Dr is owned and occupied by an individual who acquired it in June 2025.
Source: Harrison County records, as of November 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10117 S RIVER DR, BILOXI, MS 39532-8320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| May 16, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 |
| Deed Sale | Jun 26, 2025 |
| Prior Sale | May 16, 2017 |
| Deed Document Number | 2025-0013169-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10117 S RIVER DR, BILOXI, MS 39532-8320 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210003474TJ1 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0003474-T-J1 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 25, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10117 S RIVER DR, BILOXI, MS 39532-8320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001170TJ1 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2020-01170-T-J1 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 16, 2017 |
| Property Address | 10117 S RIVER DR, BILOXI, MS 39532-8320 |
| Document Number | 20170003054DJ1 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017-0003054-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14867 E SHADOW CREEK DR, 14867, BILOXI, MS 39532-8582 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14867 E SHADOW CREEK DR, BILOXI, MS 39532-8582 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,266 | $242,663 Land $63,250 Building $179,413 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $23,673 | $236,727 Land $63,250 Building $173,477 |
| 2022 | $1,881.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10117 S River Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 243 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 243 in force |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10117 S River Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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