10101 S River Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 10101 S River Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2,602 sqft · built 2020
OwnerIndividual Name on Record
Tax Bill$1,123 (2025)
Deeds & MortgagesJul 2020 Construction Loan
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone VE (high risk)
APN1009H-01-020.000

Property Details

APN / Parcel Number

Primary APN1009H-01-020.000
Alternative APN
  • 081197

Interior

Building Area2,602 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Deck Area160 sqft
Shed1 Shed
Shed Area884 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number081197
Street Address10101 S RIVER DR
CityBILOXI
StateMS
Zip39532-8320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 EAGLE POINT SOUTH SUBD
Legal Range10
Legal Township07
Legal Section17
Legal SubdivisionEAGLE POINT SOUTH
Legal Lot Number20
JurisdictionHARRISON MS
Township / Civil Division2
Census Block Group3
Census Block3031
Census Tract3407

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10101 S RIVER DR, BILOXI, MS 39532-8320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2020Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY BANK OF MISSISSIPPI
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
Feb 8, 2018Warranty Deed, Transfer
Feb 8, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2018
Deed SaleFeb 8, 2018
Prior SaleFeb 8, 2018
Deed Document Number2018-0000797-D-J1
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address10101 S RIVER DR, BILOXI, MS 39532-8320
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200006789TJ1
DateJul 14, 2020
Instrument2020-0006789-T-J1
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 20, 2021
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address10101 S RIVER DR, BILOXI, MS 39532-8320
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210010407TJ1
DateAug 17, 2021
Instrument2021-0010407-T-J1
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateFeb 8, 2018
Property Address10101 S RIVER DR, BILOXI, MS 39532-8320
Document Number20180000797TJ1
Instrument DateFeb 7, 2018
Instrument2018-0000797-T-J1
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2534, GULFPORT, MS 39505-2534

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateFeb 8, 2018
Property Address10101 S RIVER DR, BILOXI, MS 39532-8320
Document Number2018797DJ1
Instrument DateFeb 7, 2018
Instrument2018797D-J1
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2534, GULFPORT, MS 39505-2534

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,123.00 (+0.18%) Homeowner's exemption$29,199 (+4.87%)$291,993 (+4.88%) Land $63,250 Building $228,743
2024$1,121.00 (-0.53%)
2023$1,127.00 (-0.62%) Homeowner's exemption$27,842$278,415 Land $63,250 Building $215,165
2022$1,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 243 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies243 in force
Nearby Flood Claims12 (2005–2026)
Claims Outside the SFHA3 of 12
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Aug 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 78% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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