10115 Hayward Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10115 Hayward Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,347 sqft · built 1986
Lot Size	0.277 acres (12,063 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Aug 2026)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0415-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0415-0160`
Alternative APNs	`00271949` `271949`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,347 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,063 sqft (0.277 acres)
Lot Dimensions	125 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	335 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00271949
Street Address	10115 HAYWARD RD
City	SPRING HILL
State	FL
Zip	34608-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 415 LOT 16 ORB 336 PG 797
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	415
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3006
Census Tract	40901

Owner

Source: Hernando County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10115 HAYWARD RD, SPRING HILL, FL 34608-6431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2026	Certificate of Transfer, Transfer
Apr 28, 2009	Deed of Trust, Mortgage METLIFE HM LNS
Apr 28, 2009	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Dec 31, 1996 · Amount on Record
Deed Document Number	202658039
Deed Book / Page	4753 / 213
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 27, 2026
Property Address	10115 HAYWARD RD, SPRING HILL, FL 34608-6431
Document Number	0000058039
Book / Page	4753 / 213
Instrument Date	Aug 6, 2026
Instrument	202658039
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	MAINSTAY TITLE, MAINSTAY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,884.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10115 HAYWARD RD, SPRING HILL, FL 34608-6431

Mortgage

Document Number	0000058040,
Date	Aug 27, 2026
Instrument	202658040

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jul 8, 2026
Property Address	10115 HAYWARD RD, SPRING HILL, FL 34608-6431
Document Number	0000045951
Book / Page	4732 / 783
Instrument Date	Jul 7, 2026
Instrument	202645951
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5720 PREMIER PARK DR, WEST PALM BEACH, FL 33407-1610

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10115 HAYWARD RD, SPRING HILL, FL 34608-6431
Document Number	0034651386
Instrument Date	Apr 28, 2009
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	SENIOR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10115 HAYWARD RD SPRING HILL FL 346086431, SPRING HILL, FL 34608-6431

Mortgage

Document Number	0034651386
Date	May 2, 2017
Book Page	003465/001386
Instrument	24860

Lender

Name	METLIFE HM LNS
Type	Funding / Finance Company
Address	BRIDGEWATER, NJ 08807

Agreement

Amount	Amount Recorded
Term	936 Months
Due	May 1, 2095

Interest

Rate Type	Fixed Rate

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10115 HAYWARD RD, SPRING HILL, FL 34608-6431
Document Number	0034651395
Instrument Date	Apr 28, 2009
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SENIOR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10115 HAYWARD RD SPRING HILL FL 346086431, SPRING HILL, FL 34608-6431

Mortgage

Document Number	0034651395
Date	May 2, 2017
Book Page	003465/001395
Instrument	24861

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	May 1, 2095

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (+166.99%)	$72,139 (+5.99%)	$210,507 (+4.21%) Land $44,030 Building $166,477
2023		$68,064 (+3%) Land $68,064
2022	$418.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$66,082	$202,001 Land $39,808 Building $162,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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