10103 Hayward Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10103 Hayward Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,338 sqft · built 2018
Lot Size	0.278 acres (12,087 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Dec 2020)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0415-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0415-0150`
Alternative APNs	`00271930` `271930`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	2,338 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,087 sqft (0.278 acres)
Lot Dimensions	125 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Open Porch
Porch Area	342 sqft
Patio Area	1,204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00271930
Street Address	10103 HAYWARD RD
City	SPRING HILL
State	FL
Zip	34608-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 415 LOT 15 ORB 353 PG 060
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	415
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3006
Census Tract	40901

Owner

10103 Hayward Rd is owned and occupied by an individual who bought it in December 2020.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 25, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	202082214
Deed Book / Page	3933 / 386
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0039330386
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431

Mortgage

Document Number	0042000590
Date	Jul 26, 2022
Book Page	4200/590
Instrument	2022056516

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Jul 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431

Mortgage

Document Number	0039701269
Date	Mar 24, 2021
Book Page	3970/1269
Instrument	2021020081

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 31, 2020
Property Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431
Document Number	0039330386
Book / Page	003933 / 000386
Instrument Date	Dec 16, 2020
Instrument	82214
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10103 HAYWARD RD SPRING HILL FL 346086431, SPRING HILL, FL 34608-6431

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 25, 2018
Property Address	10103 HAYWARD RD, SPRING HILL, FL 34608-6431
Document Number	0035870652
Book / Page	003587 / 000652
Instrument Date	May 24, 2018
Instrument	32319
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2018
Title Company	ALL PERFORMANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,343.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10103 HAYWARD RD SPRING HILL FL 346086431, SPRING HILL, FL 34608-6431

Mortgage

Document Number	35870653
Date	May 25, 2018
Book Page	003587/000653
Instrument	32320

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10103 Hayward Rd was $4,496 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00 Homeowner's exemption	$305,957	$496,440 Land $42,305 Building $454,135
2023		$288,674 (+12.44%) Land $288,674
2022	$3,783.00 Homeowner's exemption	$256,742	$478,922 Land $38,316 Building $440,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10103 Hayward Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10103 Hayward Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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