Madison County property record for 10115 E Kirsch Rd, Saint Jacob, IL 62281
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1983 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,491 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Mortgage + 3 more |
| APN | 05-1-23-20-00-000-007 |
| Primary APN | 05-1-23-20-00-000-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Patio Area | 896 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 190 sqft |
| Lean-To | Lean-To |
| Pole Barn | 896 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10115 E KIRSCH RD |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW/C SE NW |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 403702 |
Source: Madison County assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10115 E KIRSCH RD, SAINT JACOB, IL 62281-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS |
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF EDWARDSVILLE |
| Apr 29, 2019 | Deed of Trust, Mortgage BANK OF EDWARDSVILLE |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional with PMI BANK OF EDWARDSVILLE |
| Jun 13, 2017 | Loan Modification, Mortgage FIRST CNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 10115 E KIRSCH RD, SAINT JACOB, IL 62281-2131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000008833 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021R08833 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 10115 E KIRSCH RD, SAINT JACOB, IL 62281-2131 |
| Document Number | 0000033360 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | SOUTHERN IL R/E TITLE CTR |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10115 E KIRSCH RD ST JACOB IL 622812131, ST JACOB, IL 62281-2131 |
| Document Number | 0000033360 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 33360 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 10115 E KIRSCH RD, SAINT JACOB, IL 62281-2131 |
| Document Number | 0000013881 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | SOUTHERN IL R/E TITLE CTR |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10115 E KIRSCH RD ST JACOB IL 622812131, ST JACOB, IL 62281-2131 |
| Document Number | 0000013881 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 13881 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 5, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 31, 2018 |
| Property Address | 10115 E KIRSCH RD, SAINT JACOB, IL 62281-2131 |
| Document Number | 0000027280 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 27280 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10115 E KIRSCH RD ST JACOB IL 622812131, ST JACOB, IL 62281-2131 |
| Document Number | 27281 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 27281 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 10115 E KIRSCH RD, SAINT JACOB, IL 62281-2131 |
| Document Number | 0000019976 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10115 E KIRSCH RD BELLEVILLE IL 62226, BELLEVILLE, IL 62226 |
| Document Number | 0000019976 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 19976 |
| Name | FIRST CNTY BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Term | 84 Months |
|---|---|
| Due | Jun 15, 2024 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,491.00 (+9.79%) | $106,050 (+32.94%) Land $9,190 Building $96,860 | |
| 2024 | $5,912.00 (+23.66%) | ||
| 2022 | $4,781.00 | $79,770 Land $6,850 Building $72,920 | $239,550 Land $20,571 Building $218,979 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
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