10114 Coast Guard Rd, Emerald Isle, NC 28594 Property Records

Carteret County property record for 10114 Coast Guard Rd, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,200 sqft · built 1996
Lot Size	7.77 acres (338,548 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,445 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5373.11.55.3097000`

Property Details

APN / Parcel Number

Primary APN	`5373.11.55.3097000`
Alternative APNs	`65478` `6304`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,200 sqft Heated Area
Gross Area	1,920 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	338,548 sqft (7.77 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,120 sqft
Porch	Slab
Porch Area	720 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	260 sqft
Stable	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	65478
Street Address	10114 COAST GUARD RD
City	EMERALD ISLE
State	NC
Zip	28594-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 B49N DEER RUN BLUFFS
Legal Subdivision	DEER RUN BLUFFS
Legal Block	55
Legal Lot Number	1
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2043
Census Tract	970904

Owner

10114 Coast Guard Rd, a single family home, is owned by two individuals.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4778 HIGHWAY 24, NEWPORT, NC 28570-5530
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	10114 COAST GUARD RD, EMERALD ISLE, NC 28594-2103
Document Number	0016060288
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	BB AND T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10114 COAST GUARD RD EMERALD ISLE NC 285942103, EMERALD ISLE, NC 28594-2103

Mortgage

Document Number	0016060288
Date	Apr 27, 2018
Book Page	001606/000288

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10114 Coast Guard Rd was $7,445.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,125,005 (-) Land $1,036,375 Building $1,088,630	$2,125,005 (-) Land $1,036,375 Building $1,088,630
2025	$7,445.00	$2,125,005 Land $1,036,375 Building $1,088,630	$2,125,005 Land $1,036,375 Building $1,088,630
2023		$1,000,669 Land $523,643 Building $477,026	$1,000,669 Land $523,643 Building $477,026
2022	$5,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10114 Coast Guard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10114 Coast Guard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20