10104 Coast Guard Rd, Emerald Isle, NC 28594 Property Records

Carteret County property record for 10104 Coast Guard Rd, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 435 sqft · built 2005
Lot Size	2.01 acres (87,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2004)
Tax Bill	$6,160 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone VE (high risk)
APN	`5373.11.65.0385000`

Property Details

APN / Parcel Number

Primary APN	`5373.11.65.0385000`
Alternative APNs	`39721` `61883`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	435 sqft Heated Area
Gross Area	2,812 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,904 sqft (2.01 acres)
Garage Type	Finished
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	1,096 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	61883
Street Address	10104 COAST GUARD RD
City	EMERALD ISLE
State	NC
Zip	28594-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTL6 B49N DEER RUN BLUFF
Legal Subdivision	DEER RUN BLUFFS
Legal Block	65
Legal Lot Number	6
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2043
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10104 COAST GUARD RD, EMERALD ISLE, NC 28594-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2004 · Amount on Record
Deed Sale	Nov 1, 2004 · Amount on Record
Prior Sale	Sep 1, 1999 · Amount on Record
Deed Book / Page	1081 / 452
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	10104 COAST GUARD RD, EMERALD ISLE, NC 28594-2103
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017100378
Date	Mar 2, 2021
Book Page	1710/378
Instrument	1710378

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	MIDDLESEX, NC 27557

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,735,499 (-) Land $881,149 Building $854,350	$1,735,499 (-) Land $881,149 Building $854,350
2025	$6,160.00 (+25.05%)	$1,735,499 (+81.16%) Land $881,149 Building $854,350	$1,735,499 (+81.16%) Land $881,149 Building $854,350
2023		$958,002 Land $392,374 Building $565,628	$958,002 Land $392,374 Building $565,628
2022	$4,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20