10114 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10114 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,983 sqft · built 2014
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Jul 2022)
Tax Bill$9,614 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077775-0390

Property Details

APN / Parcel Number

Primary APN077775-0390
Alternative APN
  • U19312099D000005000460

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,983 sqft Living Area
Gross Area3,727 sqft
1st Floor Area1,296 sqft
Upper Floors Area1,687 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialMasonry/Stucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750390
Street Address10114 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 46 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block5
Legal Lot Number46
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMETOWN LENDERS INC
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Feb 22, 2021Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE CORP
Dec 11, 2019Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MTG
Dec 21, 2018Warranty Deed, Transfer · VA Mortgage
AUSTIN CAPITAL BANK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleJun 15, 2021 · Amount on Record
Deed Document Number2022350070
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 15, 2022
Property Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number0000350070
Map ReferenceMB 112 PG 62
Instrument DateJul 7, 2022
Instrument2022350070
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3858 BELLEWATER BLVD, 3858, RIVERVIEW, FL 33578-3100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 1526, PALMETTO, FL 34220-1526

Mortgage

Document Number0000350071
DateJul 15, 2022
Instrument2022350071
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 15, 2021
Property Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number2021298954
Map ReferenceMB 112 PG 62-83
Instrument DateMay 28, 2021
Instrument2021298954
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,453.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15204 HILLSDALE AVE, 15204, OMAHA, NE 68137-5140

Transferred To (Grantee/Buyer)

NameVerified Name
Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number2021298955
DateJun 15, 2021
Instrument2021298955
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731
Transaction TypeMortgage
Record UpdatedMar 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number2021086859
DateFeb 22, 2021
Instrument2021086859
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number0000419730
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10114 CELTIC ASH DR RUSKIN FL 335736731, RUSKIN, FL 33573-6731

Mortgage

Document Number0000419730
DateOct 12, 2020
Instrument419730
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 21, 2018
Property Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number0000510303
Book / Page26288 / 0528
Map ReferenceMB 112 PG 62-83
Instrument DateDec 14, 2018
Instrument2018510303
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2127 KINGS PALACE DR, 2127, RIVERVIEW, FL 33578-2131

Transferred To (Grantee/Buyer)

NameVerified Name
Address10114 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number0000510304
DateDec 21, 2018
Instrument2018510304
Lender
NameAUSTIN CAPITAL BANK SSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,779 (-2.91%) Land $88,332 Building $293,447$381,779 (-2.91%) Land $88,332 Building $293,447
2025$9,614.00 (+11.05%) Homeowner's exemption$393,212 (+3.99%) Land $95,127 Building $298,085$393,212 (+3.99%) Land $95,127 Building $298,085
2023$8,657.00 (+0.36%) Homeowner's exemption$378,120 (+10.83%) Land $88,332 Building $289,788$378,120 (+10.83%) Land $88,332 Building $289,788
2022$8,626.00$341,166 Land $64,994 Building $276,172$341,166 Land $64,994 Building $276,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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