10112 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10112 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,946 sqft · built 2014
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on Record
Last Sale$264,000 (Sep 2019)
Tax Bill$6,921 (2025)
Deeds & MortgagesOct 2023 Mortgage
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN077775-0392

Property Details

APN / Parcel Number

Primary APN077775-0392
Alternative APN
  • U19312099D000005000470

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,946 sqft Living Area
Gross Area3,726 sqft
1st Floor Area1,259 sqft
Upper Floors Area1,687 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750392
Street Address10112 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 47 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block5
Legal Lot Number47
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 16, 2023Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
May 23, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Sep 9, 2019Warranty Deed, Transfer · FHA Mortgage
INTEGRITY FINCL SVCS OF TAMPA BAY I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2019 · Amount on Record
Deed SaleSep 9, 2019 · Amount on Record
Prior SaleOct 1, 2014 · Amount on Record
Deed Document Number2019388471
Deed Book / Page26934 / 1419
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number0000478213
DateOct 19, 2023
Instrument2023478213
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number0000209213
DateMay 16, 2023
Instrument2023209213
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueSep 1, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731
Transaction TypeMortgage
Record UpdatedJun 9, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number0000262579
DateMay 23, 2022
Instrument2022262579
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueSep 1, 2049

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 9, 2019
Property Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731
Document Number0000388471
Book / Page26934 / 1419
Map ReferenceMB 112 PG 62
Instrument DateAug 28, 2019
Instrument2019388471
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyACR TITLE GROUP LLLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11928 BAHIA VALLEY DR, 11928, RIVERVIEW, FL 33579-9124

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10112 CELTIC ASH DR, RUSKIN, FL 33573-6731

Mortgage

Document Number0269341421
DateSep 9, 2019
Instrument26934/1421
Lender
NameINTEGRITY FINCL SVCS OF TAMPA BAY I
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,279 (+2.7%)$380,385 (-2.91%) Land $88,332 Building $292,053
2025$6,921.00 (+13.24%) Homeowner's exemption$245,647 (+5.99%)$391,796 (+4%) Land $95,127 Building $296,669
2023$6,112.00 (+4.39%) Homeowner's exemption$231,771 (+3%)$376,743 (+10.85%) Land $88,332 Building $288,411
2022$5,855.00 Homeowner's exemption$225,020$339,853 Land $64,994 Building $274,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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