10113 Ancient Sea Path, Laurel, MD 20723 Property Records

Howard County property record for 10113 Ancient Sea Path, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,466 sqft · built 2005
Lot Size	0.153 acres (6,674 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (May 2021)
Tax Bill	$10,619 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-574548`

Property Details

APN / Parcel Number

Primary APN	`06-574548`
Alternative APN	`574548`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,466 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,674 sqft (0.153 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	134 sqft
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	574548
Street Address	10113 ANCIENT SEA PATH
City	LAUREL
State	MD
Zip	20723-5862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 100 6674 SQ 10113 ANCIENT SEA PATH EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON S2 PH 4 KEY PROP
Legal Phase	4
Legal Lot Number	100
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records · APN 06-574548

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10113 ANCIENT SEA PATH, LAUREL, MD 20723-5862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 28, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Mar 30, 2005 · Amount on Record
Deed Book / Page	20604 / 222
Prior Transfer Date	Mar 28, 2011
Prior Transfer Doc	0131990513
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10113 ANCIENT SEA PATH, LAUREL, MD 20723-5862
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10113 ANCIENT SEA PATH, LAUREL, MD 20723-5862

Mortgage

Document Number	0230990455
Date	Feb 09, 2026
Book Page	23099/455

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 01, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 28, 2021
Property Address	10113 ANCIENT SEA PATH, LAUREL, MD 20723-5862
Document Number	0206040222
Book / Page	20604 / 222
Map Reference	MB 16078
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 09, 2021
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10113 ANCIENT SEA PATH, LAUREL, MD 20723-5862

Mortgage

Document Number	20604227
Date	May 28, 2021
Instrument	20604/227

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,200 (+7.34%)	$892,600 (+22.02%) Land $257,500 Building $635,100
2025	$10,619.00 (+4.9%) Homeowner's exemption	$731,500 (+14.05%) Land $182,500 Building $549,000	$731,500 (-) Land $182,500 Building $549,000
2024	$10,123.00 (+50.77%)
2023		$641,367	$731,500 Land $182,500 Building $549,000
2022	$6,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 644 locations within half a mile of this property.

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