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10109 Ancient Sea Path, Laurel, MD 20723 Property Records

Howard County property record for 10109 Ancient Sea Path, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,521 sqft · built 2005
Lot Size0.175 acres (7,607 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Jan 2020)
Tax Bill$10,228 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-574521

Property Details

APN / Parcel Number

Primary APN06-574521
Alternative APN
  • 574521

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,521 sqft Total Area
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,607 sqft (0.175 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number574521
Street Address10109 ANCIENT SEA PATH
CityLAUREL
StateMD
Zip20723-5862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 99 7607 SQ 10109 ANCIENT SEA PATH EMERSON S2 PH 4 KEY PROP
Legal SubdivisionEMERSON
Legal Phase4
Legal Lot Number99
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group3
Census Block3000
Census Tract606808

Owner

Source: Howard County records · APN 06-574521

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10109 ANCIENT SEA PATH, LAUREL, MD 20723-5862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACRE MORTGAGE & FINANCIAL INC
Jan 31, 2020Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2020 · Amount on Record
Deed SaleJan 31, 2020 · Amount on Record
Prior SaleMay 08, 2007 · Amount on Record
Deed Book / Page19157 / 161
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10109 ANCIENT SEA PATH, LAUREL, MD 20723-5862
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyLAWYERS ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10109 ANCIENT SEA PATH, LAUREL, MD 20723-5862

Mortgage

Document Number0201310364
DateJan 21, 2021
Book Page20131/364
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
AddressMARLTON, NJ 08053
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateJan 31, 2020
Property Address10109 ANCIENT SEA PATH, LAUREL, MD 20723-5862
Document Number0191570161
Book / Page019157 / 000161
Instrument DateDec 13, 2019
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyJANUS TITLE LLC, VENUS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address10109 ANCIENT SEA PATH LAUREL MD 207235862, LAUREL, MD 20723-5862

Mortgage

Document Number191570168
DateJan 31, 2020
Book Page019157/000168
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$796,367 (+7.28%)$904,500 (+21.85%) Land $261,700 Building $642,800
2025$10,228.00 (+60.72%) Homeowner's exemption$742,300 (+18.91%) Land $186,700 Building $555,600$742,300 (-) Land $186,700 Building $555,600
2023$624,233$742,300 Land $186,700 Building $555,600
2022$6,364.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 644 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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