10110 Truchas Rd, Laredo, TX 78045 Property Records

Webb County property record for 10110 Truchas Rd, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,136 sqft · built 2003
Lot Size	0.163 acres (7,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,200 (Aug 2015)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-51003-200`

Property Details

APN / Parcel Number

Primary APN	`989-51003-200`
Alternative APN	`274026`

Interior

Stories	2 Stories
Building Area	3,136 sqft Living Area
Gross Area	3,619 sqft
1st Floor Area	1,281 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,114 sqft (0.163 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	342 sqft
Porch	Open Porch
Porch Area	91 sqft

Location & Zoning

Street Address	10110 TRUCHAS RD
City	LAREDO
State	TX
Zip	78045-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SAN ISIDRO RUIDOSO, BLOCK 3, LOT 20, UNIT II
Legal Subdivision	SAN ISIDRO RUIDOSO
Legal Block	3
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1002
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10110 TRUCHAS RD, LAREDO, TX 78045-6443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2015 · Amount on Record
Deed Sale	Aug 7, 2015 · Amount on Record
Prior Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	20151240801
Deed Book / Page	3834 / 425
Prior Transfer Date	Aug 3, 2015
Prior Transfer Doc	003834/425
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10110 TRUCHAS RD, LAREDO, TX 78045-6443
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004319/671
Date	Oct 26, 2017
Book Page	4319/671
Instrument	1311666

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10110 TRUCHAS RD, LAREDO, TX 78045-6443
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004882/691
Date	Oct 16, 2020
Book Page	4882/691
Instrument	1407288

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,484 (+5.71%) Land $98,031 Building $328,453	$426,484 (+5.71%) Land $98,031 Building $328,453
2025	$2,041.00 (-15.24%) Homeowner's exemption	$403,451 (+8.33%) Land $98,031 Building $305,420	$403,451 (+8.33%) Land $98,031 Building $305,420
2024	$2,408.00 (+12%)
2023		$372,436 Land $92,197 Building $280,239	$372,436 Land $92,197 Building $280,239
2022	$2,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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