10105 Truchas Rd, Laredo, TX 78045 Property Records

Webb County property record for 10105 Truchas Rd, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,658 sqft · built 2003
Lot Size0.144 acres (6,279 sqft)
Owner2 Individual Names on Record
Tax Bill$1,391 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN989-51005-090

Property Details

APN / Parcel Number

Primary APN989-51005-090
Alternative APN
  • 274053

Interior

Stories1 Story
Building Area1,658 sqft Living Area
Gross Area2,132 sqft
1st Floor Area1,658 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,279 sqft (0.144 acres)
Garage TypeAttached
Garage Area474 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area142 sqft

Location & Zoning

Street Address10105 TRUCHAS RD
CityLAREDO
StateTX
Zip78045-6386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSAN ISIDRO RUIDOSO, BLOCK 5, LOT 9, UNIT II
Legal SubdivisionSAN ISIDRO RUIDOSO
Legal Block5
Legal Lot Number9
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1006
Census Tract1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10105 TRUCHAS RD, LAREDO, TX 78045-6386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address10105 TRUCHAS RD, LAREDO, TX 78045-6386
Transaction TypeMortgage
Record UpdatedNov 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005185/643
DateJan 4, 2022
Book Page5185/643
Instrument1453695
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,156 (+5.16%) Land $87,153 Building $202,003$289,156 (+5.16%) Land $87,153 Building $202,003
2025$1,391.00 (-15.13%) Homeowner's exemption$274,961 (+8.2%) Land $87,153 Building $187,808$274,961 (+8.2%) Land $87,153 Building $187,808
2024$1,639.00 (+12.03%)
2023$254,129 Land $81,941 Building $172,188$254,129 Land $81,941 Building $172,188
2022$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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