Monroe County property record for 1011 Truman Ave, Key West, FL 33040 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1928 |
| Lot Size | 0.059 acres (2,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Jan 2016) |
| Tax Bill | $9,282 (2024) |
| Deeds & Mortgages | Nov 2019 Loan Modification Mar 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 00021000-000000 |
| Primary APN | 00021000-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 2,578 sqft (0.059 acres) |
| Lot Dimensions | 50 ft deep x 44 ft wide |
| Pool Area | 270 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 536 sqft |
| Patio Area | 72 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1021741 |
|---|---|
| Street Address | 1011 TRUMAN AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW PT LOT 12 SQR 3 TR 6 OR45-294/95 OR314-470/71 OR466-131 OR875-790 OR943-1246 OR1010-1293 OR1345-981 OR1442-352 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | LOWE JOHN SRS PT TR 06 |
| Legal Tract | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 972800 |
Source: Monroe County records · APN 00021000-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4766, KEY WEST, FL 33041-4766 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Loan Modification, Mortgage FIRST ST BK/FL KEYS |
| Mar 22, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS |
| Mar 22, 2017 | Loan Modification, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on Record |
| Deed Sale | Jan 25, 2016 · Amount on Record |
| Prior Sale | Dec 11, 2008 · Amount on Record |
| Deed Document Number | 2061092 |
| Deed Book / Page | 2779 / 0002 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1011 TRUMAN AVE, KEY WEST, FL 33040-3384 |
| Document Number | 0030021003 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1011 TRUMAN AVE KEY WEST FL 330403384, KEY WEST, FL 33040-3384 |
| Document Number | 0030021003 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 003002/001003 |
| Instrument | 2250828 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Term | 24 Months |
|---|---|
| Due | Jan 05, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1011 TRUMAN AVE, KEY WEST, FL 33040-3384 |
| Document Number | 0028451164 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 TRUMAN AVE KEY WEST FL 330403384, KEY WEST, FL 33040-3384 |
| Document Number | 0028451164 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 002845/001164 |
| Instrument | 2115735 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 23, 2018 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1011 TRUMAN AVE, KEY WEST, FL 33040-3384 |
| Document Number | 0028451170 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 TRUMAN AVE KEY WEST FL 330403384, KEY WEST, FL 33040-3384 |
| Document Number | 0028451170 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 002845/001170 |
| Instrument | 2115736 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,388,768 (+5.73%) Land $1,047,506 Building $341,262 | $1,388,768 (+5.73%) Land $1,047,506 Building $341,262 | |
| 2024 | $9,282.00 (+5.59%) | ||
| 2023 | $8,791.00 (+20.94%) | $1,313,504 (+36.77%) Land $991,956 Building $321,548 | $1,313,504 (+36.77%) Land $991,956 Building $321,548 |
| 2022 | $7,269.00 | $960,361 Land $634,852 Building $325,509 | $960,361 Land $634,852 Building $325,509 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 248 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 units insured (11 under condo master policies) 89 of 248 individual policies on primary residences |
| Nearby Flood Claims | 11 (2005–2025) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Feb 2025, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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