1010 Truman Ave, Key West, FL 33040 Property Records

Monroe County property record for 1010 Truman Ave, Key West, FL 33040

Property Summary

Property Type	Retail Store
Details	2 ba · 5,016 sqft · built 1958
Lot Size	0.186 acres (8,102 sqft)
Owner	Company Name on File
Last Sale	$1,650,000 (Nov 2023)
Tax Bill	$12,581 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00031240-000000`

Property Details

APN / Parcel Number

Primary APN	`00031240-000000`
Alternative APNs	`01010100031240000000` `1032034`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,016 sqft Gross Area
1st Floor Area	5,016 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,102 sqft (0.186 acres)

Exterior Amenities

Porch	Slab
Porch Area	62 sqft
Deck Area	1,120 sqft
Patio Area	780 sqft

Location & Zoning

Account Number	1032034
Street Address	1010 TRUMAN AVE
City	KEY WEST
State	FL
Zip	33040-3350
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	HNC-1
Legal Description	KW G G WATSON SUB I-209 PT LOTS 2, 3, 5 & 6 SQR 3 TR 13 OR131-432 OR279-360 OR1272-2193 OR2963-2015 OR3249-2272 OR3249-2275
Legal Tract	13
Legal Lot Number	2-3,5
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1010 Truman Ave, a commercial property, is owned by a company that bought it in November 2023.

Source: Monroe County records, as of July 13, 2026

Owner of Record	Company Name on File
Mailing Address	418 LAFAYETTE RD, HAMPTON, NH 03842-2222
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Commercial Mortgage OLD TOWN FITNESS LLC
May 13, 2019	Warranty Deed, Transfer VOGUE LAUNDRY & DRY CLEANERS O

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	20232439253
Deed Book / Page	3249 / 2272
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 6, 2023
Property Address	1010 TRUMAN AVE, KEY WEST, FL 33040-3350
Document Number	0032492272
Book / Page	3249 / 2272
Map Reference	MB I PG 209
Instrument Date	Nov 3, 2023
Instrument	2439253
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 TRUMAN AVE, KEY WEST, FL 33040-3350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 LAFAYETTE RD, HAMPTON, NH 03842-2222

Mortgage

Document Number	0032492281
Date	Nov 6, 2023
Instrument	3249/2281

Lender

Name	OLD TOWN FITNESS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 13, 2019
Property Address	1010 TRUMAN AVE, KEY WEST, FL 33040-3350
Document Number	0029632015
Book / Page	002963 / 002015
Instrument Date	May 10, 2019
Instrument	2219619
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1010 TRUMAN AVE KEY WEST FL 330403350, KEY WEST, FL 33040-3350

Mortgage

Document Number	29632021
Date	May 13, 2019
Book Page	002963/002021
Instrument	2219621

Lender

Name	VOGUE LAUNDRY & DRY CLEANERS O
Address	315 E ROBINSON ST # 600, ORLANDO, FL 32801-4341

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Truman Ave was $12,581, down 7.6% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,581.00 (-7.61%)	$1,467,156 (-8.85%) Land $1,245,683 Building $221,473	$1,467,156 (-8.85%) Land $1,245,683 Building $221,473
2024	$13,618.00 (+22.76%)	$1,609,536 (+0.14%) Land $1,390,303 Building $219,233	$1,609,536 (+0.14%) Land $1,390,303 Building $219,233
2023	$11,093.00 (+27.58%)	$1,607,358 (+58.81%) Land $1,378,463 Building $228,895	$1,607,358 (+58.81%) Land $1,378,463 Building $228,895
2022	$8,695.00	$1,012,113 Land $783,218 Building $228,895	$1,012,113 Land $783,218 Building $228,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 Truman Ave in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 Truman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Truman Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures