McHenry County property record for 1011 Obrien St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.226 acres (9,857 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Dec 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-107-009 |
| Primary APN | 01-36-107-009 |
|---|
| Lot Area | 9,857 sqft |
|---|
| Street Address | 1011 OBRIEN ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1985R0905432 S 25FT LT 18 & N 45FT LT 19 BLK 4 MCKINLEY HEIGHTS SUB MEMO: TODI RECORDED AS DOC 2017R0034402 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 36 |
| Legal Subdivision | MCKINLEY HEIGHTS |
| Legal Block | 4 |
| Legal Lot Number | 18-19 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 870302 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1011 OBRIEN ST, HARVARD, IL 60033-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK & TRUST CO |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 1985 |
| Deed Sale | Apr 23, 1985 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1011 OBRIEN ST, HARVARD, IL 60033-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045771 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017R0045771 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1011 OBRIEN ST, HARVARD, IL 60033-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026573 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020R0026573 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $55,194 Land $11,670 Building $43,524 | $165,582 Land $35,010 Building $130,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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