1003 Obrien St, Harvard, IL 60033 Property Records

McHenry County property record for 1003 Obrien St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.228 acres (9,951 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-36-107-021`

Property Details

APN / Parcel Number

Primary APN	`01-36-107-021`

Exterior

Lot Area	9,951 sqft

Location & Zoning

Street Address	1003 OBRIEN ST
City	HARVARD
State	IL
Zip	60033-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0041605 LT 22 & /EX S 48FT/ LT 23 BLK 4 MCKINLEY HEIGHTS SUB MEMO: MORALES, EDUARDO ESQUIVEL/ LOPEZ, MARIA GUADALUPE
Legal Range	05E
Legal Township	46N
Legal Section	36
Legal Subdivision	MCKINLEY HEIGHTS
Legal Block	4
Legal Lot Number	22-23
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2008
Census Tract	870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1003 OBRIEN ST, HARVARD, IL 60033-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK
Oct 18, 2018	Warranty Deed, Transfer · Conventional with PMI BLACKHAWK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Apr 24, 2007 · Amount on Record
Deed Document Number	2020R0041605
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 8, 2020
Property Address	1003 OBRIEN ST, HARVARD, IL 60033-1838
Document Number	0000041605
Map Reference	DOC36438 MB 14 PG 10
Instrument Date	Sep 18, 2020
Instrument	2020R0041605
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 OBRIEN ST, 1003, HARVARD, IL 60033-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 OBRIEN ST, HARVARD, IL 60033-1838

Mortgage

Document Number	0000041606
Date	Oct 8, 2020
Instrument	2020R0041606

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 18, 2018
Property Address	1003 OBRIEN ST, HARVARD, IL 60033-1838
Document Number	0000035721
Instrument Date	Sep 17, 2018
Instrument	35721
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17615 ATTENBURG HARVARD IL 60033, HARVARD, IL 60033

Mortgage

Document Number	35722
Date	Oct 18, 2018
Instrument	35722

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$55,219 Land $11,670 Building $43,549	$165,657 Land $35,010 Building $130,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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