Hamilton County property record for 1011 Oak St, Chattanooga, TN 37403
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,680 sqft · built 2011 |
| Lot Size | 0.107 acres (4,666 sqft) |
| Owner | Company Name on File |
| Last Sale | $22,500 (Feb 2010) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146A Q 024 |
| Primary APN | 146A Q 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,666 sqft (0.107 acres) |
| Lot Dimensions | 140 ft deep x 33.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000071836 |
|---|---|
| Street Address | 1011 OAK ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2229 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | LT 3 STUTZ SUB PB5 PG27 |
| Legal Subdivision | STUTZ SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1011 Oak St, a duplex, is owned by a company that bought it in February 2010.
Source: Hamilton County records, as of February 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 11461, CHATTANOOGA, TN 37401-2461 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2010 · Amount on File |
| Deed Sale | Feb 3, 2010 · Amount on File |
| Prior Sale | Dec 21, 2007 · Amount on File |
| Deed Document Number | 201044 |
| Deed Book / Page | 9104 / 520 |
| Prior Transfer Date | Oct 16, 2003 |
| Prior Transfer Doc | 6992454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1011 OAK ST, CHATTANOOGA, TN 37403-2229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000091 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 14198/466 |
| Instrument | 2026021800091 |
| Name | RE INVESTMENT LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ENGLEWOOD, CO 80112 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 1011 Oak St was $2,182, up 111.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 (+111.84%) | $144,000 (+212.5%) | $360,000 (+212.5%) Land $40,000 Building $320,000 |
| 2024 | $1,030.00 | $46,080 (-) | $115,200 (-) Land $40,000 Building $75,200 |
| 2023 | $1,030.00 | $46,080 (-) | $115,200 (-) Land $40,000 Building $75,200 |
| 2022 | $1,030.00 | $46,080 | $115,200 Land $40,000 Building $75,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1011 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1011 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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